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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Owners
April 27, 2021

Business Management Skills You Need to Succeed

Managers in any business are key. They lead employees, spearhead... Read More
Business Finances
April 27, 2021

How To Understand APR: The Difference Between APR and Interest Rate

You’ve probably encountered both interest rates and APRs when... Read More
Business Owners
April 26, 2021

Business Growth Plan: The Comprehensive Guide

Here are the factors that should be included in a business growth plan.... Read More
Business Finances
April 26, 2021

How to Calculate Overhead and Interpret Overhead Rates

The better a business manages overhead costs, the more competitive and... Read More
Business Marketing
April 26, 2021

22 Tips on How To Grow A Business Online Successfully

It can be hard to scale an online small business, but if you craft a... Read More
Business Finances
April 26, 2021

Organic Business Growth: Everything a Business Owner Should Know

Business success requires more than just hard work. As trends, consumer... Read More
Business Owners
April 26, 2021

10 Essential Entrepreneurship and Small Business Management Tips

There’s no one right way to manage a business. When you took the reins,... Read More
Business Owners
April 26, 2021

15 Tips on How to Improve Time Management Skills

Running a small business is no small feat. Don’t be discouraged if you... Read More
Employee Management
April 23, 2021

Project Management For Small Business: The Complete Guide

It's easy to assume that managing projects for smaller companies would... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.