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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Small Business Loans
June 13, 2021

After PPP: 5 Types of Loans for Small Business Owners

When it comes to small business funding, there isn’t a one-size-fits-all approach. Every business is unique and many faced new challenges during the coronavirus... Read More
Business Finances
June 09, 2021

Small Business Insurance

National Insurance Awareness Day is June 28th. Although spending hard-earned revenue on insurance probably doesn’t make small business owners happy, it’s more... Read More
Small Business Loans
June 07, 2021

Equipment Loans for Small Business: Pros & Cons

Every business needs equipment to operate. You might require computers for the office, manufacturing machinery, or vehicles. But buying equipment outright for cash can... Read More
Business Marketing
June 07, 2021

Small Business Marketing Strategies for 2021

It’s safe to say that the small business landscape will never be the same. The coronavirus pandemic and resulting economic decline has left entrepreneurs scrambling to... Read More
Emergency Resources
June 03, 2021

Post Paycheck Protection Program (PPP) Economic Relief Options in 2021

As the Paycheck Protection Program (PPP) winds down, the federal government is preparing to launch two new industry-specific small-business relief programs. ... Read More
Employee Management
June 02, 2021

A Small Business Owner’s Guide to Preventing Payroll Mistakes This Year

Payroll processing can seem complicated, especially if you’re doing it for the first time, or if the person who previously handled it has moved on from your company. ... Read More
Emergency Resources
June 01, 2021

PPP Loan Forgiveness FAQ

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness directly with the Small Business Administration (SBA). This option is only available to borrowers... Read More
Business Owners
May 31, 2021

Best Books for Entrepreneurs During the 2021 Pandemic

The esteemed literary giant Dr. Seuss had these words to say about reading: “The more that you read, the more things you will know. The more that you learn, the more... Read More
Emergency Resources
May 31, 2021

Tax Implications of PPP Loans 2021

Did you know that expenses paid with a Paycheck Protection Program (PPP) loan can be deducted on your taxes, even if that loan is forgiven? This is an important factor... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.