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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
May 06, 2016

Introduction to Loan Borrowing Cost

When shopping for low-cost funds to help grow your small business, you’re going to come across fees that will add to the amount you owe.It’s important to include those fees... Read More
Small Business Loans
May 05, 2016

Small Business Loans for Restaurants

The restaurant industry is booming! According to the National Restaurant Association, there are over 1 million restaurants in the United States, with more than 1.7 million... Read More
Small Business Loans
April 12, 2016

The Value of Clean Books When Applying For a Business Loan

Taking a loan is a great way to grow your business at a fast pace. Read More
Small Business Loans
March 18, 2016

SBA Loan Denied: Top Mistakes to Avoid When Seeking a Small Business Loan

Taking out a low-cost loan to fund your small business is a smart decision to fuel growth and save money. However, the lending process can be daunting. Here are mistakes to... Read More
Small Business Loans
December 04, 2015

Guest Post: The Advantage of Franchise Funding

SBA loans are attractive to small businesses, including franchises, for their low rates and long terms. Read More
Small Business Loans
November 05, 2015

Honored as the #1 Fastest Growing Private Company in the Bay Area

Better Finance, the parent company of SmartBiz, has been honored as the #1 fastest growing private company in the bay area. Read More
Small Business Loans
October 15, 2015

Cash Flow Forecast: What Happens When You Get It Wrong, How to Get It Right

Why is a cash flow forecast so important growing your small business? We gather insights about why you should have one, and best tactics for forecasting. It isn’t enough to... Read More
Small Business Loans
September 09, 2015

Need Working Capital? Review These 4 Funding Options

Are you an entrepreneur seeking growth and stability for your small business? One of the best ways to shore up cash flow and pay for expansion efforts is with a healthy... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.