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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
November 25, 2020

How to Get a Small Business Loan in 6 Easy Steps

Looking to expand your small business with a low-interest, long-term SBA loan? Check out these 5 simple steps to prepare you for the application and approval process. Read More
Small Business Loans
November 11, 2020

Loss Payee Endorsement: A Detailed Guide

As a small business owner seeking Small Business Administration (SBA) loans, you might encounter some unfamiliar terms during the application process. Among these... Read More
Small Business Loans
October 07, 2020

First Time Business Owner Loans: 6 Best Loans For First Time Owners

Banks generally don't hand out loans to borrowers except those with great qualifications. New business struggle finding first-time business loans because of the higher... Read More
Small Business Loans
September 17, 2020

EAR vs. APR: What are the Differences Between EAR and APR?

If you're in the market for a business loan, you've probably seen a dizzying array of acronyms like APR, APY, and EAR. Understanding the subtle difference between them... Read More
Small Business Loans
September 04, 2020

SBA Working Capital Loan: Is It the Right Loan for You?

Do you have the working capital necessary to help build – or rebuild - your business? Our guide explains why you need working capital, why an SBA 7(a) loan is the best... Read More
Small Business Loans
August 24, 2020

Black Business Funding: Top Financing Options

Good news: There are now more than 8 million minority-owned businesses in America. Bad news: Minorities are still having a much harder time accessing small business... Read More
Small Business Loans
July 24, 2020

Alternative Lending and Bank Lending: Advantages And Disadvantages

In the past, small business owners had one option for a loan – their local bank. Today, there are hundreds of online alternative lenders that facilitate fast loans for... Read More
Small Business Loans
July 16, 2020

Infographic: A Tidal Wave of Small Business Funding Needs is Coming

The government PPP and EIDL programs have offered relief for business owners by covering payroll and other expenses. These loans were created to help businesses... Read More
Small Business Loans
July 14, 2020

Small Business Working Capital Loans: The Best Options

If you’re in need of working capital to keep your business humming along, a low-cost loan can be a great solution. Here’s what you need to know about how a small... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.