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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
June 29, 2020

Short-Term Business Loans: Learn What You Need to Know

At times, a small businesses may need a short-term loan instead of long-term debt financing. Funds from a short-term business loan can be used in lots of business... Read More
Small Business Loans
March 10, 2020

Types Of Commercial Real Estate Loans: Your Top 5 Options

Purchasing or refinancing a commercial real estate (CRE) property can help a business owner build personal net worth and strengthen their business. Here’s basic... Read More
Small Business Loans
February 25, 2020

8 Questions to Ask Before Taking Out a Small Business Loan

The decision to take out a business loan is a big one! If you think an infusion of outside funds could help you expand or save money, here are 10 questions to ask... Read More
Small Business Loans
January 09, 2020

Do You Need Life Insurance to Secure an SBA Loan?

Building your business? You might need outside funding to reach your goals. There’s no doubt that applying for a loan comes with a lengthy to-do list. ... Read More
Small Business Loans
January 06, 2020

10-Year Business Loans: Everything You Need to Know

Ten-year business loans have a life of 10 years, paid down in monthly installments. When the repayment terms are long, the associated monthly payments are smaller... Read More
Small Business Loans
August 12, 2019

Interest Rates Drop for Small Business Loans

In February 2020, the Federal Reserve lowered the benchmark interest rate a half of a percentage point. This will bring the Prime Rate down from 4.75% to 4.25%. ... Read More
Small Business Loans
June 17, 2019

4 Reasons Small Businesses Should Avoid Peer-to-Peer Lending

Peer-to-peer lending blasted on the scenes when the Great Recession of 2008 and 2009 made it nearly impossible for small businesses to get loans from banks.... Read More
Small Business Loans
January 22, 2019

Small Business Loans for Attorneys

Banks get skeptical right away when a representative of a law firm starts asking questions about a loan for the firm. That's particularly true with a personal injury... Read More
Small Business Loans
January 10, 2019

What Banks Deal With 7a Commercial Loans

Obtaining an SBA 7(a) loan through a bank takes some preparation. Before choosing your lender, find out how the process works so you can make an informed decision. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.