Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Employee Management
March 16, 2022

How Small Business Owners Can Compete for Talent in 2022

Recent research shows that small business owners are ready to hire but facing difficulty filling open positions. If you need to add employees, you can take steps to... Read More
Employee Management
March 06, 2022

Employee or Independent Contractor: Which One Is Best for You?

As a small business owner, you have two choices when hiring: an employee or an independent contractor. Do you know the difference? Determining the right fit for your... Read More
Employee Management
February 21, 2022

5 Ways to Keep Your Employees Motivated

Every business needs stellar employees to grow and succeed. The process doesn’t end when they get hired, either. It’s more important to make them stay and earn their... Read More
Employee Management
February 10, 2022

A Guide To HIPAA Compliance Training For Employees

HIPAA compliance is essential in the healthcare industry because without it, patient data could become visible to malicious actors. With HIPAA guidelines in place,... Read More
Employee Management
February 01, 2022

Resume Screening: How to Choose the Best Candidate for Your Growing Business

Hiring the right employees for your business is perhaps one of the most important things you need to do to achieve success. Only if you have the right team by your... Read More
Employee Management
December 28, 2021

Holding an Effective All-hands Meetings for Small Business

No one likes to be in the dark, and that’s especially true for workers in the uncertain economy caused by the pandemic. Therefore, it’s imperative that you keep your... Read More
Employee Management
December 15, 2021

Employee Management Guide for Small Business Owners

You’ve got plenty on your plate as a small business owner, and chances are you’re not doing this all alone – your employees likely pull a lot of this weight. That’s... Read More
Employee Management
December 06, 2021

4 Employee Scheduling Apps And The Benefits Of Using Them

In the past few decades, the modern workplace has become increasingly more flexible. More employers than ever allow their employees to work remotely or are flexible... Read More
Employee Management
December 04, 2021

Holiday Gift Suggestions for Small Business Employees

End 2022 on a positive note by showing appreciation for your staff. The best gifts are thoughtful and personalized, showing your team that you care. Of course, if you... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.