Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Employee Management
December 29, 2020

5 Effective Time Management Techniques for Success in Sales

In any business, the sales team plays an important role. After all, the point of having a business is making sales and increasing sales. This means that the sales team... Read More
Employee Management
December 18, 2020

5 Ways to Boost Employee Morale After Layoffs

If you are like most managers, you can admit that laying off employees is one of the hardest parts of the job. The aftermath is even more grueling having to deal with... Read More
Employee Management
November 07, 2020

Holiday hiring for your small business

Black Friday, Small Business Saturday, and Cyber Monday are coming soon! Despite economic concerns, studies are showing that consumers are ready to shop. Research from... Read More
Employee Management
November 03, 2020

Small Business Employees: Tips For Making The Right Hiring Decisions

As you hire your first-ever employees, choosing the wrong people can cost you. You can’t get time and money back after you spend it training someone who just isn’t a... Read More
Employee Management
October 27, 2020

Things you should include in your job posting to get only the best responses

Attracting and finding candidates to work for your business is more important than ever. During the pandemic, some businesses will be hiring to help rebuild their... Read More
Employee Management
October 26, 2020

How to Discuss Politics at Work 2020 – Do’s and Don’ts

As Mark Twain so eloquently put it, "Common etiquette says not to talk about politics, sex, religion, or money. But these are the most interesting things to discuss!"... Read More
Employee Management
October 09, 2020

Small Company Health Insurance: Five Options

Providing top-tier company health insurance options correlates with higher employee retention, but the cost of health insurance can deter some employers from... Read More
Employee Management
September 30, 2020

What Is Employee Absenteeism And How To Reduce It

Employee absenteeism can have a substantial impact on a company's productivity and ability to achieve organizational goals effectively. By taking steps to reduce... Read More
Employee Management
September 18, 2020

6 Top Tips for Internal Communication Plans

Every business needs to effectively communicate internally in order to maintain operations, collaborate between departments, foster company culture, and communicate... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.