Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Stories
July 29, 2016

Success Story: The Infinity Strap

Amir Zaki has been a yoga practitioner in Southern California for over a decade. But something was bothering him. Read More
Business Stories
June 29, 2016

Customer Appreciation Month Spotlight: Tasteful Additions

It’s Customer Appreciation Month at SmartBiz! Not only do we love helping small business owners get low-cost funds, we also love supporting small businesses. Read More
Business Stories
June 21, 2016

Success Story: Pro-Glo Auto Finish and Glass Inc.

Pro-Glo Auto Finish and Glass Inc. is a family owned and operated auto body repair shop in South Carolina. William and Kitty Caples founded the small business in 1981. Read More
Business Stories
June 15, 2016

Customer Spotlight: Birch Tree Promotions

Katie Basson has always been an entrepreneur at heart. She started her career as a first grade teacher but wasn’t content to stay in the classroom. Read More
Business Stories
May 09, 2016

An SBA Loan is Helping this Thriving Small Business

Juan C. Vera and his wife are the owners and operators of a thriving small business, Best Waiters of Chicago, Inc. (BWC). Read More
Business Stories
January 28, 2016

Success Story: Prolific Author Michael Levin Ready to Expand

You might not know the name Michael Levin, but he is winning in the publishing world where success can be elusive for writers. Read More
Business Stories
December 10, 2015

Small Business Spotlight: E-ISG Asset Intelligence

Eric Beser was a software engineer working at large corporations, including NASA, for a number of years. Read More
Business Stories
November 24, 2015

From Football Player to Entrepreneur: A Success Story

Roby Darcus has the determination and discipline required to be a successful entrepreneur. Read More
Business Stories
November 03, 2015

Customer Spotlight: Savory Gourmet Catering

Right before an upscale wedding in the Washington DC area, the bride was distraught. The pies she had ordered instead of a traditional wedding cake didn’t arrive. What would... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.