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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
November 06, 2019

Four Ways to Promote Synergy Between Your Employees

Creating an effective workplace can be challenging. It can be difficult to get all of your employees to come together in order to achieve organizational goals.... Read More
Business Owners
November 05, 2019

Where to Shop in New York City on Small Business Saturday 2019

SmartBiz loves NY, and we also love shopping at these local businesses all over NYC! From pizzerias to record stores to karaoke bars and everything in between, we’ve... Read More
Business Technology
November 04, 2019

3 Biggest Dangers of Implementing New Technology in Your Small Business

New technology, tools, and apps are exciting. It’s fun to see the new features or tricks new tech can bring. However, constantly bringing new tech to your small... Read More
Business Owners
November 01, 2019

11 Successful Customer Service Techniques

Customer service is all about problem solving, whether you're resolving an issue with an existing purchase or suggesting a new product that will meet a client's needs.... Read More
Business Finances
November 01, 2019

7 To-Dos for Successful Business Growth Management

If you own a fast-growing business, congratulations! It takes a lot of hard work and dedication to come this far. Now that you’ve achieved new heights, it’s incredibly... Read More
Business Technology
November 01, 2019

7 Top Scheduling Apps for Business

Using an appointment scheduling app can save you money and time — a lot of it, if your business requires you to meet with multiple customers each day. These apps are... Read More
Business Marketing
October 30, 2019

Best 5 Business Marketing Materials

Strong business marketing materials are among the first sales tools that you'll buy when launching a new company. These items help you connect with customers, close... Read More
Employee Management
October 30, 2019

How To Calculate Vacation Pay For Hourly Employees

Small businesses aren't required to offer paid vacation to employees, but this perk can help you attract better employees and keep your current workers happier.... Read More
Business Finances
October 30, 2019

5 Challenges of Small Business Payroll (And How to Resolve Them)

Your team is enthusiastic, your organization structure is solid, and your future looks bright — on the whole, the fundamental model of your small business is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.