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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
October 30, 2019

How To Calculate Vacation Pay For Hourly Employees

Small businesses aren't required to offer paid vacation to employees, but this perk can help you attract better employees and keep your current workers happier.... Read More
Business Finances
October 30, 2019

5 Challenges of Small Business Payroll (And How to Resolve Them)

Your team is enthusiastic, your organization structure is solid, and your future looks bright — on the whole, the fundamental model of your small business is... Read More
Employee Management
October 30, 2019

How To Keep Employees Motivated: 10 Proven Ways

You've worked hard as a manager to hire top-notch people for your team, and now you want to make sure they stay with the company. While benefits and money are... Read More
Business Owners
October 29, 2019

Locals Know Best: Small Business Saturday Shopping in Las Vegas

Small Business Saturday is the perfect chance to show local businesses how much they’re appreciated and get some holiday shopping done. This year, SmartBiz Loans is... Read More
Employee Management
October 29, 2019

Overworked Employees: 7 Signs & What You Should Do

Overworking your employees can lead to a wide array of problems for your business. Even if they're good, hard-working employees and even with the promise of overtime... Read More
Business Finances
October 26, 2019

3 Cash Flow Problems That Hurt Your Business and How to Solve Them

In business, cash is king. Managing cash flow is one of the most important lessons an entrepreneur must learn early on. More often than not, it is not revenue or... Read More
Business Technology
October 25, 2019

19 Must-Have Small Business Management Apps

There are countless small business management apps that can help you with a wide array of tasks. Whether you're trying to upload expense reports to the cloud or you're... Read More
Employee Management
October 25, 2019

8 Tips Creating a Positive Work Environment

Happy employees are generally loyal and productive employees. They tend to be more engaged and less stressed than unhappy employees, and they enjoy coming to work each... Read More
Business Marketing
October 25, 2019

Customer Empathy Map: What You Should Know

A customer empathy map is a collaborative tool used to better understand your targeted customer. As a team, you and your coworkers will answer questions and fill out... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.