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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
December 12, 2019

Why Does A Financial Statement Matter To Your Business?

A financial statement is a clear written model of how your business is doing and what it’s expected to do in the future. It’s an important document for lenders to know... Read More
Business Owners
December 10, 2019

11 Must-Have Skills Required for Business Management

As a small business owner, you might be the sole manager of your organization or you might hire a manager to handle day-to-day operations. No matter who is the manager... Read More
Business Finances
December 09, 2019

Accounting Help for Small Business Explained

You might need an accountant on your team. Here’s how a financial professional can help you reach your business goals with fiscally sound-and legal-practices. ... Read More
Employee Management
December 05, 2019

11 Tips for Effective Teamwork

Ever worked in a team of individuals who brought out the best in you and inspired you to work toward your shared goals? If so, chances are you know the power of... Read More
Employee Management
December 04, 2019

Hiring an Independent Contractor Has Its Benefits

The beauty of a growing business is not only increase revenue, but the ability to hire people who can share the workload and help complete projects. Some businesses... Read More
Business Owners
November 28, 2019

6 Tips to Ensure Quality Customer Service

Many businesses have similar products or services. How can yours rise to the top? One of the best ways to build a loyal customer base is to provide blue ribbon... Read More
Business Finances
November 27, 2019

7 Tax Tips for Small Business and Entrepreneurs

For small businesses and entrepreneurs, every penny counts. One way they can save money is to use a business model that allows them to take advantage of the... Read More
Business Owners
November 22, 2019

Small Business Saturday 2019: Advice from San Francisco Business Owners

Small Business Saturday is around the corner, and SmartBiz is here to help you succeed this holiday season! We love working with small business owners like you, so... Read More
Business Owners
November 19, 2019

Where to Shop in Austin on Small Business Saturday 2019

Are you ready for Small Business Saturday 2019? Here are the SmartBiz team’s top picks for local shopping in the Austin, Texas area. Shop small and support your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.