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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Stories
December 06, 2019

Bristly Business Story

Petros Dertsakyan is a life-long pet lover. As a child, he lost a beloved dog to complications from periodontal disease, more commonly known as gum disease. A seed was... Read More
Employee Management
December 05, 2019

11 Tips for Effective Teamwork

Ever worked in a team of individuals who brought out the best in you and inspired you to work toward your shared goals? If so, chances are you know the power of... Read More
Employee Management
December 04, 2019

Hiring an Independent Contractor Has Its Benefits

The beauty of a growing business is not only increase revenue, but the ability to hire people who can share the workload and help complete projects. Some businesses... Read More
Business Owners
November 28, 2019

6 Tips to Ensure Quality Customer Service

Many businesses have similar products or services. How can yours rise to the top? One of the best ways to build a loyal customer base is to provide blue ribbon... Read More
Business Finances
November 27, 2019

7 Tax Tips for Small Business and Entrepreneurs

For small businesses and entrepreneurs, every penny counts. One way they can save money is to use a business model that allows them to take advantage of the... Read More
Business Owners
November 22, 2019

Small Business Saturday 2019: Advice from San Francisco Business Owners

Small Business Saturday is around the corner, and SmartBiz is here to help you succeed this holiday season! We love working with small business owners like you, so... Read More
Business Owners
November 19, 2019

Where to Shop in Austin on Small Business Saturday 2019

Are you ready for Small Business Saturday 2019? Here are the SmartBiz team’s top picks for local shopping in the Austin, Texas area. Shop small and support your... Read More
Business Marketing
November 13, 2019

7 Mistakes You’re Making With Your Social Media Marketing

In 2021, more than 3 billion people will be using social media. That's more than a third of the world population today. There's no surprise that businesses are using... Read More
Business Owners
November 12, 2019

Where to Shop in the East Bay on Small Business Saturday 2019

The San Francisco East Bay is home to some of the most vibrant small businesses in the local community, and it’s also a quick BART ride away from our office in... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.