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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Marketing
October 13, 2021

9 Customer Loyalty Programs For Small Businesses

Customer loyalty programs for small business are an inexpensive way to increase sales and customer retention. A loyalty program also can prevent customers from... Read More
Small Business Loans
October 11, 2021

Alternatives to a PPP Loan for Small Business Owners

To offset the economic impact of the coronavirus, the Paycheck Protection Program (PPP) provided eligible small business owners two rounds of fully or partially... Read More
October 07, 2021

Digital Lending for Banks

(…) (…) Ready to talk to a Solution Consultant? Complete this form and we will get back to you to discuss what will work best for your... Read More
Business Finances
October 04, 2021

Small Business Growth Statistics That May Surprise You

Small businesses are important to the U.S. economy because 99% of all U.S. firms are small businesses, employing about half of the private workforce. They are... Read More
Business Technology
October 03, 2021

10 Best Payroll Tools for Small Business To Use in 2021

Staying on top of payroll and HR can be a time-consuming task for the small business owner, especially with all the other responsibilities involved in running a... Read More
Employee Management
September 20, 2021

How to Adapt Best Solutions for Your Remote Workers

While the Covid-19 pandemic certainly led to more people working remotely, remote work was already growing beforehand. It allows people to work from wherever they’d... Read More
Employee Management
September 16, 2021

How to Find, Keep, and Avoid Losing Your Best Employees in 2021

It’s no secret that small businesses are the backbone of the U.S. economy. Although the 2020 pandemic has had a devastating effect, vaccination rates are rising and... Read More
Business Finances
September 14, 2021

How to Manage Expenses Better During the Next Downturn

The current economic crisis has created a new sense of urgency for business owners to manage expenses. Many businesses are having trouble keeping up with the demand in... Read More
Emergency Resources
September 09, 2021

Preparing for Holidays in time of COVID

With the August 2021 news that New York City will require proof of vaccination for indoor dining and fitness, small business owners across America may be rethinking... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.