Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Marketing
August 26, 2021

Irresistible Business Giveaway Ideas

Everyone loves a bargain – or better, free stuff! Small business owners can use this to their advantage with creative promotions and giveaways. If you need to elevate... Read More
Business Owners
August 23, 2021

Nine Green Ideas That Would Make A Difference in Your Business (and the Planet)

Do you run an eco-friendly business? That’s a business that isn’t harmful to the environment. While it may be difficult for a small business owner to implement green... Read More
Business Owners
August 22, 2021

Starting a Business With a Friend: 11 Things to Consider

If you have entrepreneurial spirit, chances are your close friends do too. Have an idea that you think will take off? Starting a business together can be an adventure,... Read More
Business Finances
August 18, 2021

Eight Small Business Accounting Tips Every Small Business Should Use

When you dreamed of becoming an entrepreneur, you probably didn’t include the hours required to keep on top of bookkeeping and other financial tasks. These hours of... Read More
Business Marketing
August 18, 2021

Strategies to Increase Sales During Back-to-School Shopping Season

Back-to-school time is the second biggest shopping season of the year. Despite 2020/2021’s economic uncertainty, consumers seem ready to spend money and prepare for... Read More
Business Finances
August 18, 2021

Small Business Planning for Q4 2021

The 2nd quarter 2021 MetLife and U.S. Chamber of Commerce Small Business Index (SBI), finds that as more Americans receive the COVID-19 vaccine, states lift... Read More
Business Marketing
August 12, 2021

How to Perform a Small Business Competitor Analysis to Fuel Growth in 8 Steps

A fresh competitor analysis can help your small business move forward. Although this important task does take some time, it’s a valuable tool that every business owner... Read More
Business Finances
August 05, 2021

11 Business Expense Categories for Small Businesses

As a small business owner, you don’t necessarily have to be a financial expert. Still, with the proper financial management, your business can perform at its best. One... Read More
Emergency Resources
August 02, 2021

Tips for Small-Business Owners Paying Down 2021 Pandemic Debt

The COVID crisis has lessened but managing lockdowns, mandates, safety, and business operations has been overwhelming for many. Although the light at the end of the... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.