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  • Financing solutions

    Connecting small business owners with financing solutions

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    Loan Process

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    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Marketing
January 16, 2020

Customer Types: How to Engage with Each

Whether you own a bricks and mortar shop or sell to retail customers... Read More
Business Owners
January 10, 2020

5 Business Management Tips to Boost Your Success

In the time of coronavirus, it’s even more important to stay on top of... Read More
Small Business Loans
January 09, 2020

Do You Need Life Insurance to Secure an SBA Loan?

Building your business? You might need outside funding to reach your... Read More
Business Owners
January 07, 2020

January 2020 Check List for Small Business Owners

2020 is here! No matter how your 2019 ended up, it’s a fresh year for... Read More
Small Business Loans
January 06, 2020

10-Year Business Loans: Everything You Need to Know

Ten-year business loans have a life of 10 years, paid down in monthly... Read More
Business Marketing
December 27, 2019

5 Companies with Good Marketing Strategies

The following companies are crushing it when it comes to marketing.... Read More
Employee Management
December 26, 2019

8 Effective Small Business Employee Handbook Tips

A good employee handbook isn’t just another document your employees have... Read More
Business Finances
December 23, 2019

Refinance Your Business Debt by Learning More About Refinancing

The “D” word – debt! It strikes fear into the heart of most consumers... Read More
Business Marketing
December 19, 2019

Example of a Marketing Plan for Small Business

An effective marketing plan isn’t just another document to file... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.