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  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

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  • How it works

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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    Small Business Blog

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    Customer Reviews

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Technology
February 07, 2020

Restaurant Management Software: 6 Top Picks

The food and beverage industry is constantly evolving and restaurant... Read More
Employee Management
February 05, 2020

Best Employee Development Plan in 7 Steps

An employee development plan is a win-win both for employers and... Read More
Business Technology
February 03, 2020

Essential and Inexpensive Tech Solutions Give Your Small Business a Boost

What role does tech play in your small business? Despite all the... Read More
Business Owners
January 31, 2020

Traditional and Creative Business Owner Titles

When starting out, business owners are in charge of every detail needed... Read More
Business Stories
January 29, 2020

School for the Dogs Business Story

New Yorkers love their dogs. And if you’re in Manhattan’s East Village... Read More
Employee Management
January 24, 2020

Top 7 Customer Service Training Ideas

Looking to bring your customer service team together and teach valuable... Read More
Business Technology
January 21, 2020

5 Types of Tracking Solutions Your Small Business Should Be Using

To succeed in business, you need to always be in control of your... Read More
Business Marketing
January 20, 2020

13 Cross-Marketing Ideas to Skyrocket Your Business

If you’re not aware that Disney has released a live-action adaptation of... Read More
Business Marketing
January 17, 2020

6 Reasons to Use Print Marketing to Win More Business

If you’re looking for ways to reach a wider audience, complementing... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.