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  • Financing solutions

    Connecting small business owners with financing solutions

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Finances
December 12, 2019

Why Does A Financial Statement Matter To Your Business?

A financial statement is a clear written model of how your business is... Read More
Business Owners
December 10, 2019

11 Must-Have Skills Required for Business Management

As a small business owner, you might be the sole manager of your... Read More
Business Finances
December 09, 2019

Accounting Help for Small Business Explained

You might need an accountant on your team. Here’s how a financial... Read More
Business Stories
December 06, 2019

Bristly Business Story

Petros Dertsakyan is a life-long pet lover. As a child, he lost a... Read More
Employee Management
December 05, 2019

11 Tips for Effective Teamwork

Ever worked in a team of individuals who brought out the best in you and... Read More
Employee Management
December 04, 2019

Hiring an Independent Contractor Has Its Benefits

The beauty of a growing business is not only increase revenue, but the... Read More
Business Owners
November 28, 2019

6 Tips to Ensure Quality Customer Service

Many businesses have similar products or services. How can yours rise to... Read More
Business Finances
November 27, 2019

7 Tax Tips for Small Business and Entrepreneurs

For small businesses and entrepreneurs, every penny counts. One way they... Read More
Business Owners
November 22, 2019

Small Business Saturday 2019: Advice from San Francisco Business Owners

Small Business Saturday is around the corner, and SmartBiz is here to... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.