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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Employee Management
June 22, 2020

How to Protect Your Business From an Unexpected Disability

As a prudent business owner, you know that planning for the future is... Read More
Emergency Resources
June 19, 2020

Reopening Your Small Business: A Texas Guide

Governor Greg Abbott recently addressed reopening Texas after the... Read More
Emergency Resources
June 18, 2020

Can I get an SBA 7(a) loan if I already have an Economic Injury Disaster Loan (EIDL)?

Have you received an SBA Economic Injury Disaster Loan (EIDL) to support... Read More
Business Finances
June 17, 2020

How To Find Working Capital Guide: Everything You Need To Know

Working capital consists of funds to keep your business up and running,... Read More
Emergency Resources
June 15, 2020

Reopening Your Small Business: A NY Guide

New York State, having experienced the world’s biggest and deadliest... Read More
Business Owners
June 11, 2020

8 Must-Have Tools for Small Businesses

If you run a small business, you are likely always looking for ways to... Read More
Emergency Resources
June 09, 2020

Small Business Budgeting Tips for a Crisis

With millions unemployed and local economies suffering, the current... Read More
Emergency Resources
June 06, 2020

The Paycheck Protection Program (PPP) Reform Bill: How More Flexibility Impacts Your Loan

On Friday June 5th, the President signed into law bipartisan legislation... Read More
Emergency Resources
June 03, 2020

May 22 Update: PPP Final Interim Rules Provide Further Forgiveness Guidance

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.