Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now

SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Small Business Loans
June 29, 2020

Short-Term Business Loans: Learn What You Need to Know

At times, a small businesses may need a short-term loan instead of long-term debt financing. Funds from a short-term business loan can be used in lots of business... Read More
June 26, 2020

SmartBiz Grant Program

SmartBiz Grant ProgramEmpowering entrepreneurs across the United States Apply for a $5,000 grant from SmartBiz At SmartBiz®, we understand the playing... Read More
Emergency Resources
June 25, 2020

Infographic: PPP Loan Changes and Updates

If you’ve received a PPP loan to help rebuild your business, did you know it can be fully forgiven? There are terms you have to meet to receive full or partial... Read More
Business Owners
June 25, 2020

How to Set Up Your Business for Long-Term Success

The wealth of financing options and loans currently available to entrepreneurs means there are many opportunities to start and grow a business under any market... Read More
Business Finances
June 24, 2020

How To Calculate Sales Revenue and Create Revenue Growth Strategy

Revenue is a critical metric for any business, but it is rarely understood correctly. Firstly, there are different types of revenue. Second, calculating it becomes... Read More
Employee Management
June 22, 2020

How to Protect Your Business From an Unexpected Disability

As a prudent business owner, you know that planning for the future is key to running a successful company. This includes taking preventative measures against... Read More
Emergency Resources
June 19, 2020

Reopening Your Small Business: A Texas Guide

Governor Greg Abbott recently addressed reopening Texas after the coronavirus shut-down. “As we open Texas, we are each called upon to be Texans: to act responsibly as... Read More
Emergency Resources
June 18, 2020

Can I get an SBA 7(a) loan if I already have an Economic Injury Disaster Loan (EIDL)?

Have you received an SBA Economic Injury Disaster Loan (EIDL) to support you through the coronavirus economic downturn? If so, you have additional options to help... Read More
Business Finances
June 17, 2020

How To Find Working Capital Guide: Everything You Need To Know

Working capital consists of funds to keep your business up and running, pay employees, pay vendors, for rent and other expenses. It’s generally not for investments or... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.