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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
August 06, 2020

What is Business Identity Theft?

It takes blood, sweat, and tears to establish a successful small business. However, there’s one problem that can affect your bottom line negatively or even sink your... Read More
Business Marketing
August 04, 2020

How eCommerce Businesses Should Use Email Marketing

Email marketing is an excellent tool for any business — especially eCommerce businesses. Contrary to popular belief, email marketing is about so much more than... Read More
Emergency Resources
July 31, 2020

Summer Seasonal Businesses: How to Open Productively During COVID-19

The warmth and excitement of the summer months offer increased outdoor foot traffic, tourism, and spending habits that make many of its seasonal businesses profitable.... Read More
Emergency Resources
July 29, 2020

7 Ways to Help Employees Continue Working Remotely

COVID-19 and the resulting economic downturn shook the world up and changed some lives and businesses forever. Many companies across almost every industry turned to ... Read More
Business Finances
July 27, 2020

How to Calculate Total Current Assets

The current assets formula, sometimes called the total current assets formula, is a key indicator of your business's short-term financial health. Your goal should be... Read More
Small Business Loans
July 24, 2020

Alternative Lending and Bank Lending: Advantages And Disadvantages

In the past, small business owners had one option for a loan – their local bank. Today, there are hundreds of online alternative lenders that facilitate fast loans for... Read More
Business Finances
July 22, 2020

Business Profit And Loss: Tips To Prepare Your Statement

Even if you don't need to take out a loan to fund your small business, you’ll need up-to-date financial statements to guide you, help you make business decisions, and... Read More
Business Technology
July 20, 2020

Benefits of Cloud Software for Small Businesses

The latest Cloud technology has brought exciting new opportunities for small businesses to compete on a global scale. With innovative products that deliver storage,... Read More
Business Finances
July 17, 2020

Cash Basis vs Accrual Basis: Pros And Cons Of Cash And Accrual

Cash and accrual are the two primary choices for business accounting. When you start a small business, you’ll need to decide which method to use to best track your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.