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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Employee Management
September 18, 2020

How To Pay Your Employees: 8 Steps to Process Payroll

As your business grows, you'll eventually reach a point where you can no... Read More
Small Business Loans
September 17, 2020

EAR vs. APR: What are the Differences Between EAR and APR?

If you're in the market for a business loan, you've probably seen a... Read More
Business Finances
September 17, 2020

Billable Expense Income: 6 Main Sources of Billable Expense

Small business owners wear many hats, accountants being one of the most... Read More
Business Finances
September 17, 2020

Negative Retained Earnings: Definition, Impacts, and Effects

Your business’s balance sheet is filled with figures that spell out your... Read More
Business Stories
September 17, 2020

Business Story: Brandi Lanee’ Events, San Francisco

Brandi Parks Lane graduated from Friends University with a master’s... Read More
Employee Management
September 17, 2020

7 Top Team Building & Problem Solving Activities

Team building and problem-solving activities may conjure images of... Read More
Employee Management
September 17, 2020

1099 or W-2: Which Is Better For An Employee?

Congratulations on your new hire! Whether this is the first or 20th... Read More
Business Finances
September 15, 2020

When To Expand Your Business: 7 Tips for Perfect Timing

“Should I grow my business?” is an important question to ask. Growth and... Read More
Employee Management
September 14, 2020

How to Create Company Culture That's More Than a Ping Pong Table in the Break Room

Roughly 56% of employees say they'd be happier working in an office with... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.