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  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

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    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

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    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

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  • How it works

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    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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    Small Business Blog

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    Customer Reviews

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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

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November 10, 2016

3 Ways a Google Form Can Save You Tons of Time Evaluating Candidates

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November 08, 2016

HR Help and Support for Small Businesses

You might think that having a Human Resources (HR) department is a... Read More
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November 02, 2016

Small Business 401 (k) Plans. Do You Have One In Place for Your Employees?

Only 14 percent of small employers sponsor some type of plan for their... Read More
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October 10, 2016

Holiday Help For Your Small Business

Are you scaling up for the holidays? If you’re expecting an uptick in... Read More
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August 02, 2016

Top Five Small Business Contracts You Should Have

Generally, small business owners are not contract specialists. However,... Read More
Employee Management
July 28, 2016

Does Your Small Business Need an Intern?

Are you interested in mentoring a young entrepreneur? Do you need an extra pair... Read More
Employee Management
April 23, 2016

Strategies to Retain Your Small Business Employees

SmartBiz recently conducted a poll asking small business owners “What keeps you... Read More
Employee Management
April 23, 2016

7 Job Interview Questions Every Small Business Owner Should Ask

SmartBiz recently polled our customers and asked what is keeping them up... Read More
Employee Management
March 12, 2016

5 Ways Small Business Owners Can Improve Communication

Small business owners are busy! From logistics to marketing, the days... Read More

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Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.