Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Employee Management
November 10, 2016

3 Ways a Google Form Can Save You Tons of Time Evaluating Candidates

Business owners need to work smarter, not harder. After all, time is money. Do you find yourself sifting through resumes trying endlessly to compare the candidates for... Read More
Employee Management
November 08, 2016

HR Help and Support for Small Businesses

You might think that having a Human Resources (HR) department is a luxury that only big businesses can afford. However, if you have employees, it’s vital that you put... Read More
Employee Management
November 02, 2016

Small Business 401 (k) Plans. Do You Have One In Place for Your Employees?

Only 14 percent of small employers sponsor some type of plan for their employees to save for retirement, according to data from the Government Accountability Office. Does... Read More
Employee Management
October 10, 2016

Holiday Help For Your Small Business

Are you scaling up for the holidays? If you’re expecting an uptick in business and increased customer service requests, you might need to bring on one or more... Read More
Employee Management
August 02, 2016

Top Five Small Business Contracts You Should Have

Generally, small business owners are not contract specialists. However, contracts are important to understand and implement when setting up and running an enterprise. Read More
Employee Management
July 28, 2016

Does Your Small Business Need an Intern?

Are you interested in mentoring a young entrepreneur? Do you need an extra pair of hands around the office? It might be time to look for an intern for your small business. Read More
Employee Management
April 23, 2016

Strategies to Retain Your Small Business Employees

SmartBiz recently conducted a poll asking small business owners “What keeps you up at night?” The number one answer was “Employee Retention”. Read More
Employee Management
April 23, 2016

7 Job Interview Questions Every Small Business Owner Should Ask

SmartBiz recently polled our customers and asked what is keeping them up at night. The #1 answer from small business owners was employee retention. The first step to... Read More
Employee Management
March 12, 2016

5 Ways Small Business Owners Can Improve Communication

Small business owners are busy! From logistics to marketing, the days and weeks seem to fly by. You might not be focused on communication and how important that is for... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.