Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Employee Management
January 14, 2019

From Hire to Fire: How Small Businesses Should Deal with Difficult Employees

Whether your business entails working in a small office environment, within a brick-and-mortar shop or even remotely online and spread across vast distances, it’s... Read More
Employee Management
January 08, 2019

Employee Negligence a Risk for Cyber Security

Employee negligence and human error have recently been named the leading cause of data breaches in today’s working world, according to the information security company Read More
Employee Management
December 11, 2018

9 Best Gifts for Office Staff

Do you need to show your employees a little love and appreciation? You don’t have to wait for the holidays – a gift can celebrate a big sale, a completed project, a... Read More
Employee Management
October 22, 2018

7 Things a Business Owner Needs to Know About Hiring

As a business owner, you know that a big part of your success rides on your employees and their performance. Therefore, it is critical to hire competent staff members... Read More
Employee Management
February 22, 2018

5 Ways To Increase The Productivity Of Your Sales Team

An ideal sales team is responsible for hitting quotas and meeting the sales targets of a company. However, many business managers complain that their team acts ‘lazy’ and... Read More
Employee Management
September 30, 2017

4 Ways to Improve the Performance of Underperforming Employees

Employees who consistently hit goals (sales, productivity, conversion, etc.), are usually recognized and rewarded. Read More
Employee Management
September 01, 2017

7 Ways to Measure Employee Productivity

As a small business owner, you understand that one of the most important aspects to the success of your business is time. Furthermore, how that time is being spent. ... Read More
Employee Management
April 29, 2017

"Happy Hour" and After Hours at the Office

If you work for a small company or even a startup, you already know that networking and brainstorming sessions are essential to the growth of the company. More often... Read More
Employee Management
December 03, 2016

Small Businesses and Maternity Leave

A pregnancy announcement is exciting! If you’re a small business owner, your obligations to the expecting parents might go beyond congratulations or a gift. If your... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.