Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Stories
March 29, 2022

The Happy Cooking Hospitality Group Business Story

SmartBiz employees have been working hard to help thousands of small businesses qualify for forgivable funds needed. Small businesses are truly the backbone of the... Read More
Business Stories
March 22, 2022

One View Communications Business Story

Vanessa Carter is the founder and CEO of One View Communications®, incorporated in 2012. Her business weathered the coronavirus pandemic well and Carter is poised for... Read More
Business Stories
February 23, 2022

Glampin’ Life Business Story

Glampin' Life LLC® is a family-owned outdoor lifestyle brand based in Columbia, South Carolina. The business, founded 3 years ago by Mike Mayleben, manufactures and... Read More
Business Stories
February 09, 2022

Outdoor Dreams Business Story

A repeat SmartBiz customer shared his SBA 7(a) loan application experience online recently: Read More
Business Stories
January 31, 2022

SmartBiz Awards $25,000 in Grants to Minority-Owned Small Businesses

Read More
Business Stories
April 30, 2021

Anthony Baptista: Civil Matters Business Owner Story

Anthony Baptista has served in celebrity protection details from Los Angeles to Las Vegas, worked as a first responder nationwide, and was “in the trenches” of the... Read More
Business Stories
August 31, 2020

Business Story: Zeallous, San Francisco

Elijah Collins is one of the San Francisco recipients of the SmartBiz® Boost a Small Business in Need Grant Program. The program was created to empower Black and... Read More
Business Stories
August 18, 2020

Business Story | TriFytt Sports

Before SmartBiz, Andrew had credit card and short term loans with interest rates as high as 20%. With two SBA loans, he’s paid off high interest debt and funded... Read More
Business Stories
March 18, 2020

Off-Road Vixens Business Story

SmartBiz Loans recently had the pleasure of working with a creative pair of female entrepreneurs. Their small business is geared towards girls and women in sports... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.