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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
June 15, 2021

Quick Ratio Formula for Small Business: Definition, Formula and Examples

Knowing the current financial health of your business is essential for making good short-term decisions, and one of the short-term liquidity measurements used is the... Read More
Business Finances
June 09, 2021

Small Business Insurance

National Insurance Awareness Day is June 28th. Although spending hard-earned revenue on insurance probably doesn’t make small business owners happy, it’s more... Read More
Business Finances
May 27, 2021

5 Great Ways Your Small Business Can Increase Sales

Having strong sales is the lifeblood of any small business. In times of economic uncertainty, boosting your sales can seem like a daunting task. A lot of entrepreneurs... Read More
Business Finances
May 11, 2021

4 Things to Think About When Scaling Your Business

Running a small business is a challenging endeavor. Cold, hard stats say that 50% of small enterprises go under during their first year, while a stunning 95% of... Read More
Business Finances
May 10, 2021

Business Debt Relief: How to Handle Small Business Debt

It’s common for small businesses to suffer from too much debt, especially during the 2020/2021 pandemic. Being unable to meet your debt obligations can be stressful... Read More
Business Finances
April 29, 2021

Financial Forecasting: How to Prepare Your Budget

Forecasting is a valuable, sometimes overlooked, part of small business ownership. Business forecasting helps small business owners predict growth and identify where... Read More
Business Finances
April 29, 2021

Business Proposal Outline: 8 Elements to Include in Your Plan

According to research from the RAIN Group, you’ll likely need to speak with a prospect at least eight times before they convert to a paying client. One of those... Read More
Business Finances
April 29, 2021

Business Debt Management: Everything You Need to Know

The average US small business owner carries $195,000 of debt, according to a study by Experian. While some debt is necessary to run a successful business, expensive or... Read More
Business Finances
April 29, 2021

How to Prepare an Income Statement

When you apply for a small business loan, an income statement from the last three years is usually one document you need to produce. Here are the details you need to... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.