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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
November 10, 2021

Business Tax Extension: How to File for One

Did you know that both individuals and businesses are allowed to ask for a tax extension? There are several reasons you might want to file for a business tax... Read More
Business Finances
November 08, 2021

Sole Proprietorship Business: How to Start Your Own

If you have no employees and you’re the only owner of your business, your business can be formed as a sole proprietorship instead of a limited liability company (LLC)... Read More
Business Finances
November 05, 2021

8 Sole Proprietorship Advantages You Should Know About

One of the major decisions an entrepreneur has to make is how to structure their business legally. A major factor in this decision is the size of your business. If... Read More
Business Finances
November 04, 2021

How To Choose or Change Your Business Bank

Business owners used to be dependent on their local bank. These days, entrepreneurs have a ton of options, from large nationwide chains, to community credit unions, to... Read More
Business Finances
November 03, 2021

Can a Sole Proprietor Have Employees?

Sole proprietors don’t have to run the ship alone. Here’s what you need to know about hiring help for your small business. ... Read More
Business Finances
November 02, 2021

How to Improve Profits by Extending Useful Life of Expensive Physical Assets

The useful life (sometimes also called the service life) of a physical asset represents the duration during which it generates revenue for an organization. During its... Read More
Business Finances
October 19, 2021

Making Invoices for a Small Business

Preparing invoices correctly may be a tedious task but having an organized and accurate system is vitally important to keep your business operating effectively.... Read More
Business Finances
October 04, 2021

Small Business Growth Statistics That May Surprise You

Small businesses are important to the U.S. economy because 99% of all U.S. firms are small businesses, employing about half of the private workforce. They are... Read More
Business Finances
September 27, 2021

How Can I Refinance My Existing Expensive Business Debt?

In the wake of the pandemic, many small business owners are looking for ways to increase cash flow and decrease debt obligations. Refinancing an expensive loan is a... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.