Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
August 26, 2022

Do You Have a Business Continuity Plan (BCP)? Here's What to Know

In business, as in life, anything can happen at any time. Some can be great, like an unexpected interest in your products or services from a high-paying potential... Read More
Business Finances
August 22, 2022

How to Calculate Year-Over-Year Growth and Why it’s Important

There are several ways to track how your company is succeeding and where it needs improvement. Year-over-year growth is among the most reliable of these measures,... Read More
Business Finances
July 18, 2022

Pros and Cons of Cosigning a Loan: Things to Consider

Cosigning a loan is a significant financial decision that you shouldn’t take lightly. On one hand, they’re an excellent way to help a loved one rebuild bad credit,... Read More
Business Finances
July 14, 2022

Invoice Financing vs. Factoring: What Are the Differences?

Although SBA loans and bank term loans can fulfill most traditional small business needs, some borrowers may prefer loans based on their future cash flow. Such... Read More
Business Finances
April 24, 2022

How to Manage Business Finances in the Most Efficient Way

Managing a business and making it successful requires more than just a quality product. Good financial sense and planning are often the foundation of long-term success... Read More
Business Finances
April 03, 2022

What is Working Capital? Definition and Key Information

Working capital is the lifeblood of any small business. SmartBiz customers often use SBA 7(a) loan proceeds for working capital to spark growth. Here’s what you need... Read More
Business Finances
April 02, 2022

10 Strategies for Business Owners to Help Save Money

If you've ever looked at methods to cut business expenses, you probably realized that it's harder than it looks. However, there are solid ways business owners can save... Read More
Business Finances
March 01, 2022

1099 Form: 5 Tips to Prevent Common Tax Filing Mistakes

Many dread the tax filing season. It can be tedious, confusing, and may lead to penalties if done incorrectly. It’s even more challenging for business owners who hire... Read More
Business Finances
February 16, 2022

How Small Business Owners Can Deduct a Home Office from Their Taxes

It’s safe to say the ongoing COVID-19 pandemic of 2020 has completely altered how Americans work. Remote work is increasingly becoming the “new normal” as many... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.