Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
September 11, 2018

What is Annual Percentage Rate & How to Calculate It

You’ve probably encountered the term Annual Percentage Rate (APR) when considering various forms of financing. But what does the number really mean and how does it... Read More
Business Finances
September 06, 2018

How to Value a Small Business

Do you know what your small business is worth? If you’re buying or selling your business, it’s important to nail down solid numbers with accurate valuation formulas.... Read More
Business Finances
May 28, 2018

6 Ways to Cut Costs in Your First Brick and Mortar Business

As an entrepreneur, launching your first brick-and-mortar establishment can seem fiscally overwhelming. How are you going to finance everything without a single paying... Read More
Business Finances
May 23, 2018

5 Ways To Secure Online Finances

As a small business owner, it’s important to safeguard the online finances of your business. A breach of your finances may damage your brand image, and in extreme cases... Read More
Business Finances
April 05, 2018

A Step-By-Step Guide To Catching Up On Your Bookkeeping

Tax season is coming—it’s inevitable. Getting your books tax-ready ensures you’re compliant with the IRS recordkeeping requirements. This means no late fees, no surprises,... Read More
Business Finances
February 12, 2018

Determining if You Qualify for a Business Loan

Have you determined that your established small business could use additional funds for working capital, debt consolidation, a commercial real estate purchase, increased... Read More
Business Finances
October 24, 2017

Small Business Debt Consolidation Strategies

There’s good business debt and bad business debt. Good debt has low rates, long terms and manageable payments. Bad debt, like credit cards or lines of credit, has high rates,... Read More
Business Finances
October 11, 2017

How to Increase Small Business Cash Flow

According to a U.S. Bank study, 82% of businesses that fail do so because of cash flow problems. As a small business owner, it’s vital that you understand cash flow,... Read More
Business Finances
September 23, 2017

How to Hire an Accountant for Your Small Business

"If you really want to grow as an entrepreneur, you've got to learn to delegate" — Richard Branson Delegation is often hard for a small business owner. Your business... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.