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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
February 15, 2019

How Construction Businesses Can Collect the Money Owed

As a business owner, you want and deserve to be paid for your work. Construction-related businesses, by their very nature, are exposed to unique circumstances that... Read More
Business Finances
February 08, 2019

Top 5 Financial Mistakes Every Business Should Avoid

About 30% of new businesses fail within the first two years. But most of the reasons why small businesses fail are completely avoidable if you know what to look for. ... Read More
Business Finances
February 07, 2019

Create a Professional Invoice

While invoicing might not be the most glamorous part of running a business, getting it right is one of the best ways to improve cash flow by ensuring that customers... Read More
Business Finances
January 29, 2019

Don’t Forget These Sneaky Expenses When Starting Your Business

Starting a business can be expensive. That’s not a big secret. What may seem like a secret, though, are all the smaller, unexpected expenses that start piling up once... Read More
Business Finances
January 23, 2019

Operating Cash Flow Ratios

Are you a small business owner seeking low cost funds to strengthen or grow your business? You should be aware of the financial ratios considered by banks and other... Read More
Business Finances
December 12, 2018

Equipment Financing: How to Get It

Hoping to boost business growth with some new technology, heavy duty machinery, or anything in between? An equipment loan might be a good option for you. ... Read More
Business Finances
November 16, 2018

Long-Term Loans for Small Business

Whether you’re looking to expand, purchase equipment, boost marketing, or open a new location, a term loan can give your small business the flexibility to invest in... Read More
Business Finances
November 13, 2018

Cash Flow Templates in Excel

Cash flow statements help small business owners identify liquidity, the strengths and weakness in terms of the cash flowing in and out of accounts. Here’s how you can... Read More
Business Finances
September 24, 2018

Small Business Budget Templates for Download

A business budget is key to running a profitable small business. A budget takes a bit of time to set up and calculate but is important for financial management and... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.