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How to Determine the Right Type of Small Business Loan for Your Company

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Business Credit
November 15, 2022

7 Essential Habits to Achieve a Great Credit Score

Forming great habits can put an entrepreneur on the path to success. If you manage employees and work with clients the right way, you can create a productive and... Read More >>
Business Credit
October 13, 2022

Tips on how (and why) to freeze your credit report at all 3 bureaus

Let’s say you’ve received notifications about your business credit activity or your business has recently been the victim of identity fraud. In either case – or if... Read More >>
Business Credit
October 7, 2022

How to prevent bad credit from hurting your business

If you’re running a business, then you have both a personal and business credit score. These scores play a big role in things like: Whether or not you can qualify for... Read More >>
Business Credit
February 13, 2022

Business Credit Check: Where You Can Check For Your Business

If you own a small business, make sure to stay on top of your business credit scores. There’s no shortage of sites online to get your personal credit score but you... Read More >>
Business Credit
February 7, 2022

How Can You Build Credit with a Limited Credit History

Business credit, like personal credit, is something you build, protect, and cultivate over time. While banks and other loaning institutions will initially check your... Read More >>
Business Credit
January 25, 2022

FICO Liquid Credit Score: Understand Your Credit When Applying For Loans

Most people are familiar with their personal credit score. The FICO score is used in more than 90% of all underwriting decisions in the U.S. It works a bit differently... Read More >>
Business Credit
July 15, 2021

How To Improve Your Business Credit Score In 13 Steps

At SmartBiz Loans®, we help small businesses apply for financing through our network of banks including SBA loans, Bank Term loans, and more financing options. When we... Read More >>
Business Credit
July 6, 2021

How to Establish Business Credit: 8 Steps to Building Business Credit

Establishing business credit is important for an entrepreneur. But do you know what the term “business credit” means and how you can establish yours? Below, learn more... Read More >>
Business Credit
June 27, 2021

How Does a Line of Credit Work and When is It Useful?

When running a business, growth and savings opportunities can pop up at any time and might require additional funds. For example, you might have the chance to save... Read More >>

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.