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July 23, 2016

5 Factors Used to Score Your Credit

Ahh, the credit score. Most small business owners know the importance of those three little numbers that lenders use to determine the risk of lending you money. Here’s... Read More
July 13, 2016

6 Benefits of Using a Business Credit Card

Small business credit cards give business owners access to a revolving line of credit. According to CreditCards.com, small-business credit cards account for $430... Read More
June 28, 2016

Credit Scores: Hard Inquiries vs. Soft Inquiries

If you’re seeking a loan for your small business, you’ll want to get funds when you need them at the lowest price available. The absolute best way to assure that is to... Read More
May 10, 2016

Everything Your Business Needs to Know About APR

With a variety of lenders and loan options to choose from and a ton of complex terminology, the process of finding an affordable loan for your business can be... Read More
April 19, 2016

Debt Can Be Good for Your Small Business

The “D” word – debt! It strikes fear into the heart of most consumers and business owners. But all debt is not created equal. There are reasons taking on debt can help... Read More
February 13, 2016

SBSS Score: What Is It and How to Improve It?

When applying for an SBA loan, your SBSS Score has a big impact on whether your application is accepted or rejected. If you’ve never heard of the SBSS Score or are... Read More
February 02, 2016

Get to Know the SBA: A SmartBiz Infographic

Did you know that the SBA has put $20 billion of credit into our economy without costing the taxpayers a cent? The Small Business Administration isn't just another government... Read More
June 24, 2015

Personal Credit Score vs. Business Credit Score

Here are five reasons to keep your personal credit score and your business credit score separate. “What’s your credit score?” For most, the answer to this question is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.