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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Employee Management
May 01, 2019

9 Reasons Why Customer Service Is So Important

Customer service is evolving rapidly, thanks in part to advances in digital and communication technology. In the past, unhappy customers would be resigned to writing a... Read More
Business Credit
April 30, 2019

The Federal Reserve Bank’s 2019 Small Business Credit Survey

It’s no surprise that small businesses have a big impact on the U.S. economy. According to the SBA, there are over 30 million small businesses in the U.S. that... Read More
Employee Management
April 30, 2019

Every Second Counts: 3 Ways Automated Time Tracking Helps Your Small Business

For a small business, making sure that your time and your workforce’s time is mostly spent on productive and profitable activities can influence your success. ... Read More
Business Owners
April 29, 2019

5 Business Guru Quotes About Profits

There’s an oft-repeated notion that you can learn everything you need to know from an entrepreneurial expert and swiftly become a roaring success. Business doesn’t... Read More
April 25, 2019

Combined Debt Coverage | SmartBiz Advisor

Your combined debt coverage ratio demonstrates your ability to repay a small business loan. Find out what it means for your business, how to calculate this key metric,... Read More
Business Owners
April 23, 2019

Why Online Businesses Should Invest in Customer Support

Every business has two basic goals – to attract new customers and to retain the existing clients. Marketing campaigns are one way to achieve these goals, but they can... Read More
Business Stories
April 19, 2019

Blueprint Lighting Business Story

The historic Starrett-Lehigh building in the heart of New York City is home to some of the most iconic names in design like Martha Stewart, Ralph Lauren, and Tommy... Read More
April 18, 2019

Business Revenue Trends | SmartBiz Advisor

In this video, we’re explaining what business revenue trends are, how banks calculate them, and why they matter to lenders when they evaluate your loan application. ... Read More
Business Marketing
April 16, 2019

4 Must-Have Email Marketing Automation Strategies for Ecommerce

If you are a small business owner, take note – email marketing automation is one of the most important tools for eCommerce, and is worth investing time in. Why? Well,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.