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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
May 09, 2019

Tips to Manage Finances for Small Businesses

Managing finances is probably not the most exciting part of owning a small business. But no matter what you sell, getting your finances in order is key to running a... Read More
Business Owners
May 08, 2019

National Small Business Week: SmartBiz Thanks Small Business Owners

Did you know that over half of Americans either own or work for a small business? These unique firms are a hallmark of the US: they drive the economy, create new jobs,... Read More
Business Owners
May 07, 2019

9 How to Run A Business Books You Should Read

You’ve probably got the fundamentals of running a small business down. But is there more you could be doing to grow or increase your professional satisfaction? These... Read More
Business Marketing
May 03, 2019

Best Ways to Use Interactive Content to Attract Your Customers

Interactive content is online content that requires active engagement, not just reading or watching. Introducing interactive content is a surefire way to level up your... Read More
Employee Management
May 01, 2019

9 Reasons Why Customer Service Is So Important

Customer service is evolving rapidly, thanks in part to advances in digital and communication technology. In the past, unhappy customers would be resigned to writing a... Read More
Business Credit
April 30, 2019

The Federal Reserve Bank’s 2019 Small Business Credit Survey

It’s no surprise that small businesses have a big impact on the U.S. economy. According to the SBA, there are over 30 million small businesses in the U.S. that... Read More
Employee Management
April 30, 2019

Every Second Counts: 3 Ways Automated Time Tracking Helps Your Small Business

For a small business, making sure that your time and your workforce’s time is mostly spent on productive and profitable activities can influence your success. ... Read More
Business Owners
April 29, 2019

5 Business Guru Quotes About Profits

There’s an oft-repeated notion that you can learn everything you need to know from an entrepreneurial expert and swiftly become a roaring success. Business doesn’t... Read More
April 25, 2019

Combined Debt Coverage | SmartBiz Advisor

Your combined debt coverage ratio demonstrates your ability to repay a small business loan. Find out what it means for your business, how to calculate this key metric,... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.