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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
June 17, 2019

4 Reasons Small Businesses Should Avoid Peer-to-Peer Lending

Peer-to-peer lending blasted on the scenes when the Great Recession of 2008 and 2009 made it nearly impossible for small businesses to get loans from banks.... Read More
Business Credit
June 10, 2019

Do’s And Don’ts For Your Business Credit Score

Your credit score is an extremely important number. It plays a huge role in determining whether or not you can buy a house or take out a loan. If you’re a small... Read More
Business Owners
June 06, 2019

5 Emergency Preparedness Tips for Small Businesses

No business owner wants to imagine everything they've worked hard for washing away or going up in smoke. But given the severity of natural disasters, those who fail to... Read More
Business Finances
June 04, 2019

Long-Term Financing to Protect Your Commercial Real Estate Property

The current economic expansion, the longest in U.S. history, has been made possible in part by the growth of small businesses. Consumer confidence is high, interest... Read More
Business Stories
June 04, 2019

Wicked Chicken Business Story

One benefit of working in the San Francisco offices of SmartBiz Loans are catered employee lunches. On one Friday, the lunch was catered by a very special restaurant, ... Read More
Business Technology
May 29, 2019

10 Reasons Shoppers Abandon Shopping Carts Before Purchasing

Since the Internet first launched, online retailers have been trying to figure out what causes shoppers to abandon their carts before completing a purchase. According... Read More
Business Marketing
May 28, 2019

12 Internet Marketing Strategies That Skyrocket Your Business

In 2018, the United States had close to 275 million internet users. This figure is projected to grow to 310.1 million internet users in 2022 with the United States... Read More
Business Finances
May 24, 2019

5 Most Important Financial Policies and Procedures for Small Business

A policy is a written set of ideas or plans used to make decisions. No matter what type of business you own, there are lots of workplace policies you should have in... Read More
Business Stories
May 23, 2019

Business Story | Skate XS

You never know when inspiration will hit! The founder of Skate XS got the idea for his business from his 6 year old son. Learn how this creative business is growing... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.