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March 17, 2023

Understanding Cost Management & 4 Techniques for Small Businesses

Every project requires a certain amount of resources to complete successfully, including capital. Estimating potential project costs helps to avoid over- or underspending on... Read More >>
March 14, 2023

Are SBA Loans Taxable Income? What You Should Know

Small business finance experts often recommend Small Business Administration (SBA) loans above all other types of funding. That’s because the SBA loan program’s government... Read More >>
March 14, 2023

Choosing the Best Small Business Owner Retirement Plans and Strategies

Retirement plans for businesses may cover your employees and you. In fact, it’s generally common investment advice to open a retirement account to which both you and your... Read More >>
March 10, 2023

SBA Loan Spending Guidelines: Everything You Should Know

If you’re considering an SBA loan to fund your business, you might be wondering how exactly you can use your loan proceeds. The great news is that SBA loans cover the vast... Read More >>
March 8, 2023

Small Business Planning: Preparing for Q1 2023

It’s critical to approach Q1 with tangible, measurable goals that can help your business move forward. Each year brings unique challenges for entrepreneurs so your plans from... Read More >>
March 6, 2023

10 Popular Small Business Financing Options

Navigating all the different types of business financing available to small business owners can be confusing. Additionally, busy entrepreneurs may not have the in-depth... Read More >>
March 3, 2023

How to Determine the Right Type of Small Business Loan for Your Company

As a small business owner, you know that having access to affordable financing is generally crucial for the success and growth of your company. However, with so many... Read More >>
February 27, 2023

Employee Retention Credit (ERC): How to Claim Your Payroll Tax Refund

The 2020/2021 pandemic and economic shut downs impacted small businesses across America. To mitigate steeper financial damage, the CARES Act was signed into law on March 27,... Read More >>
February 24, 2023

Women's History Month 2023

Women’s History Month is a great opportunity to learn more about the importance of women-owned businesses. The SmartBiz team® is honored to work with women entrepreneurs... Read More >>

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.