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February 06, 2023

Show Your Love for Your Customers with Easy Valentine’s Day Promotions

February 14th gives business owners the opportunity to quickly put promotions in place that can increase sales and highlight your brand. This year, Valentine's Day... Read More
February 01, 2023

What is the Employee Retention Credit and How Can I Get It?

The 2020/2021 pandemic and economic shut downs impacted small businesses across America. To mitigate steeper financial damage, the CARES Act was signed into law on March 27,... Read More
January 27, 2023

BTC Envelopes and Printing: A Customer Success Story

In 2017, the SmartBiz® team had the pleasure of working with Andrew Magnus, the founder of BTC Envelopes and Printing, LLC®. Magnus secured an SBA loan from a SmartBiz... Read More
January 26, 2023

Meet the 2022 SmartBiz Grant Awardees

SmartBiz is happy to announce the five recipients of the 2022 SmartBiz Grant program. The recipients each received a $5,000 award and were chosen from a pool of... Read More
January 25, 2023

A Simple Guide to Small Business Term Loans

Navigating the world of financing for your business can be daunting. There are many different options to work through — and many companies to "help" you through the... Read More
January 22, 2023

A Beginner’s Guide to Small Business Loans and How to Qualify for One

If you Google® "small business loans" you'll get over two billion results! But don't get overwhelmed. With a little research, you can determine the best way to secure... Read More
January 19, 2023

4 Common Reasons to Consider Taking Out a Small Business Loan

There are typically multiple steps involved in launching and maintaining a successful small business. From choosing the initial product or service to putting systems... Read More
January 17, 2023

4 Driving Forces Behind SBA Loan Approval Rate Trends

If your business could benefit from outside funding, one good option may be a Small Business Administration (SBA) loan. Known for low rates and long terms, an SBA loan... Read More
January 13, 2023

7 Tips for Choosing the Right Small Business Financing Option

Choosing a financing option is typically one of the most important decisions you’ll make for your business. Choosing the wrong loan with the wrong terms may have... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.