Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Small Business Loans
February 21, 2023

What is a Business Line of Credit?

If you’re in need of access to money “on demand” with low monthly payments and... Read More
Small Business Loans
February 17, 2023

Choosing the right business loan provider

If you’ve made the decision to apply for funding to fuel your business,... Read More
Business Owners
February 14, 2023

Celebrating Black History Month

February is Black History Month, which honors the triumphs and struggles of... Read More
Business Owners
February 09, 2023

Top 15 Black-Owned Businesses and What to Learn From Them

Research tells us that in 2021, Black spending power is around $1.6... Read More
Small Business Loans
February 08, 2023

Strengthen Cash Flow: Growth Options for Retail Businesses in 2023

Small retail business owners are understandably on edge heading into Q2... Read More
Business Marketing
February 06, 2023

Show Your Love for Your Customers with Easy Valentine’s Day Promotions

February 14th gives business owners the opportunity to quickly put... Read More
Small Business Loans
February 01, 2023

What is the Employee Retention Credit and How Can I Get It?

The 2020/2021 pandemic and economic shut downs impacted small businesses across... Read More
Business Stories
January 27, 2023

BTC Envelopes and Printing: A Customer Success Story

In 2017, the SmartBiz® team had the pleasure of working with Andrew... Read More
Business Stories
January 26, 2023

Meet the 2022 SmartBiz Grant Awardees

SmartBiz is happy to announce the five recipients of the 2022 SmartBiz... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.