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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

April 15, 2022

How to Pick an Online Lender for a Small Business Loan

In the early stages of your small business, you might need a loan to... Read More
April 14, 2022

How to Choose a Small Business Loan in 8 Easy Steps

When your business needs funding, you might be tempted to get it from the... Read More
Business Stories
April 13, 2022

AmsedBK Designs Business Story

The SmartBiz Loans team is hard at work helping small business owners... Read More
Business Owners
April 12, 2022

7 Small Business Trends in 2022: Here's What You Should Know

If you’re weary of the word “unprecedented”, you’re probably not alone.... Read More
Small Business Loans
April 10, 2022

Business Line of Credit

If you’re in need of access to money “on demand”, you may want to... Read More
Business Finances
April 03, 2022

What is Working Capital? Definition and Key Information

Working capital is the lifeblood of any small business. SmartBiz... Read More
Employee Management
April 03, 2022

April is Stress Awareness Month: How Small Business Owners Can Observe

Wow. The world is experiencing crazy times. 2020, 2021, and now 2022... Read More
Business Finances
April 02, 2022

10 Strategies for Business Owners to Help Save Money

If you've ever looked at methods to cut business expenses, you probably... Read More
Small Business Loans
April 02, 2022

SBA Loan Timeline and How to Apply in 2022

A traditional SBA 7(a) loan can provide valuable working capital or help... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.