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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Stories
July 29, 2016

Success Story: The Infinity Strap

Amir Zaki has been a yoga practitioner in Southern California for over a decade. But something was bothering him. Read More
Employee Management
July 28, 2016

Does Your Small Business Need an Intern?

Are you interested in mentoring a young entrepreneur? Do you need an extra pair of hands around the office? It might be time to look for an intern for your small business. Read More
Business Finances
July 27, 2016

10 Tips and Tricks To Increase Sales For Your Small Business

Have your sales hit a slump? There are a few simple strategies you can use to increase profits and attract new customers. Review these ideas to determine if they are a... Read More
Business Credit
July 23, 2016

5 Factors Used to Score Your Credit

Ahh, the credit score. Most small business owners know the importance of those three little numbers that lenders use to determine the risk of lending you money. Here’s... Read More
Business Finances
July 20, 2016

What is a Small Business Profit and Loss Statement?

When you apply for a small business loan, you’ll be asked to produce a number of documents. One that’s reviewed closely by lenders is your profit and loss statement (P&L). Read More
Business Finances
July 18, 2016

4 Essential Things Every Lender Looks For In Your Small Business

A lot of small business owners we work with feel that the underwriting process for a bank loan is a black box that is impossible to peer through. Read More
Business Credit
July 13, 2016

6 Benefits of Using a Business Credit Card

Small business credit cards give business owners access to a revolving line of credit. According to CreditCards.com, small-business credit cards account for $430... Read More
Business Finances
July 06, 2016

Types of Insurance Every Small Business Needs

As soon as a business owner opens his doors, there's a certain risk of exposure and liability that he takes on in the business. Read More
Business Stories
June 29, 2016

Customer Appreciation Month Spotlight: Tasteful Additions

It’s Customer Appreciation Month at SmartBiz! Not only do we love helping small business owners get low-cost funds, we also love supporting small businesses. Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.