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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

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About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By SmartBiz Team

Business Finances
April 17, 2020

How to Keep Track of Your Own Finances While Running a Small Business

Running a successful small business is no small feat. However, a common... Read More
Emergency Resources
April 14, 2020

Avoid a Fraud Alert on your Paycheck Protection Program Loan Application

The CARES Act permits the Paycheck Protection Program’s (PPP) forgivable... Read More
Emergency Resources
April 14, 2020

COVID-19: Small Business Owners Guide

Is your small business impacted by the coronavirus pandemic? Here’s... Read More
Emergency Resources
April 11, 2020

Paycheck Protection Program Loan Applications Open for Sole Proprietorships and Independent Contractors

Friday, April 10th is the day self-employed and independent contractors... Read More
Business Owners
April 10, 2020

First Time Business Owners: Tips to Make Your Business Thrive

Starting any new business venture is a risk, but there are ways to... Read More
Business Owners
April 10, 2020

Entrepreneur Vs. Business Owner: Which One Are You?

Many people consider the terms “entrepreneur” and “business owner” to be... Read More
Business Marketing
April 10, 2020

12 Best Customer Appreciation Event Ideas

Customers are needed in order for a business to be successful. A great... Read More
Employee Management
April 10, 2020

New Employee Paperwork: Essential Forms and Steps to Take

When you hire a new employee, there are required forms you or your new... Read More
Business Owners
April 10, 2020

Improve Customer Retention by Following Our 12 Strategies

No matter what type of business you operate, attracting customers is... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.