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  • Financing solutions

    Connecting small business owners with financing solutions

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    Grow efficiently with low-interest SBA loans - tailored for small businesses.

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    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

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    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Employee Management
April 22, 2020

How To Resolve Conflict Between Employees: 7 Best Solutions

Employees across all businesses experience conflict at some point. Personal disagreements grow into professional disputes that make team members uncomfortable and... Read More
Business Marketing
April 21, 2020

Best Customer Service Emails: 7 Customer Service Email Tips

Email has become one of the main modes of communication for businesses to consumers. There are more than 129 billion business emails sent per day, and a significant... Read More
Employee Management
April 21, 2020

The Importance Of Communication In The Workplace

Workplace communication is the foundation of success for any business. It occurs through formal presentation and press releases as well as informal memos and quick... Read More
Business Owners
April 20, 2020

4 Key Principles of Running Company With Relatives

There are many examples of businesses that have fallen apart because of internal family disputes. But still, there are many success stories, and the main question is... Read More
Business Finances
April 17, 2020

How to Keep Track of Your Own Finances While Running a Small Business

Running a successful small business is no small feat. However, a common mishap that small business owners make is taking their foot off the gas when it comes to their... Read More
Emergency Resources
April 14, 2020

Avoid a Fraud Alert on your Paycheck Protection Program Loan Application

The CARES Act permits the Paycheck Protection Program’s (PPP) forgivable loans for small business owners to pay for up to eight weeks of payroll costs, including... Read More
Emergency Resources
April 14, 2020

COVID-19: Small Business Owners Guide

Is your small business impacted by the coronavirus pandemic? Here’s information about best practices during this time that can help you with funding, employee... Read More
Emergency Resources
April 11, 2020

Paycheck Protection Program Loan Applications Open for Sole Proprietorships and Independent Contractors

Friday, April 10th is the day self-employed and independent contractors can start applying for loans under the Paycheck Protection Program (PPP). This loan program was... Read More
Business Owners
April 10, 2020

First Time Business Owners: Tips to Make Your Business Thrive

Starting any new business venture is a risk, but there are ways to mitigate the risk and increase your odds for success. While your business model and product may... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.