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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
December 29, 2021

Top 3 Questions Small Business Owners Need to Ask About Financial Projections

As a small-business owner, it’s important to know your company back to front -- including, and perhaps most crucially, your finances. Perhaps the most important thing... Read More
Employee Management
December 28, 2021

Holding an Effective All-hands Meetings for Small Business

No one likes to be in the dark, and that’s especially true for workers in the uncertain economy caused by the pandemic. Therefore, it’s imperative that you keep your... Read More
Business Marketing
December 27, 2021

10 Lead Generation Strategies for Small Businesses

Regardless of your business size, lead generation holds immense value. It is the foundation of your sales funnel and will directly affect final revenue. However, when... Read More
Business Technology
December 20, 2021

12 Sites to Help With Your Small Business

Running a small business can be confusing and stressful, but it can also be rewarding. Whether you have experience running a business or not, you’ll need help in the... Read More
Business Marketing
December 16, 2021

Marketing Guide for Small Business Owners

According to the U.S. Small Business Administration (SBA), small businesses with under $5 million in revenue should invest seven to eight percent of their revenue into... Read More
Business Owners
December 16, 2021

Small Business Operations Guide for Business Owners

Even the smallest of businesses are composed of many moving parts. As a small business owner, you’re the person grinding all these gears to achieve success. And with... Read More
Business Finances
December 16, 2021

Cost Of Sales vs COGS: 8 Ways To Differentiate The Terms

Both cost of goods sold (COGS) and net sales, which require knowing the cost of sales to calculate, are key lines on your small business’s income statement. COGS and... Read More
Business Marketing
December 16, 2021

Ecommerce Guide for Small Business Owners

According to one survey, there might be up to 24 million ecommerce businesses in the world. Considering how rapidly ecommerce is growing, it’s safe to assume that this... Read More
Business Technology
December 15, 2021

Benefits of Building a Custom App for Your Small Business

Small business owners might assume that creating a completely bespoke software app is only something that large organizations can justify and afford. In reality, this... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.