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SmartBiz Team

SmartBiz Team

Our team


We’re a diverse and distributed team of technologists working together to transform small business banking. We’re making bold moves and scaling quickly under the committed leadership of an executive team working on behalf of entrepreneurs and the forward-thinking banks that serve them.


How we work


Our core values help enable us to pursue an ambitious and important vision and to make an immediate impact in the lives of the entrepreneurs we serve. We believe in diversity of thought and perspectives, which is why we rotate authors on our team to ensure our blog content reflects varying viewpoints. This allows each SmartBiz team member to contribute to providing valuable resources to small business owners.

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Business Finances
July 21, 2021

Small Business Financial Help: 10 Insider Tips About Small Business Grants

Have you explored applying for grants to help fund your small business? Grants are non-repayable funds given by one party, often a government department, corporation,... Read More
Small Business Loans
July 20, 2021

Government Loans for Small Businesses: A Complete Guide

The coronavirus pandemic highlighted the importance of small business funding. During the economic crisis, the Small Business Administration (SBA), offered Paycheck... Read More
Business Owners
July 20, 2021

31 Small Business Management Tools To Help Run Your Business

If you’re like many small business owners, you end up wearing a lot of hats. From accounting to project management to sales, you probably have a hand in most aspects... Read More
Business Finances
July 20, 2021

Meaning Of Amortization: A Complete Guide

Before applying for capital to give your small business a boost in cash flow, make sure you’re familiar with the lending terminology. If you choose to apply for your... Read More
Business Finances
July 20, 2021

What Is a Good Profit Margin for a Small Business?

Wondering how to calculate your small business profit margin and how it can apply to your finances? Look no further: we’re breaking down the metric so you can better... Read More
Business Finances
July 20, 2021

How to Measure Growth: 13 Expert Tips

Often, the right question to ask as your small business expands isn’t whether it’s growing – it’s how much it’s growing. Increases in revenue, team size, and customer... Read More
Small Business Loans
July 20, 2021

How Hard Is It to Get a Small Business Loan?

The Small Business Administration’s (SBA) Paycheck Protection Program (PPP) loan opportunity has ended. However, it’s still important that entrepreneurs get the... Read More
Business Finances
July 20, 2021

21 Tips on How to Grow a Small Business Successfully

Business planning is the process of determining your objectives, strategies, and projected actions to promote your business’s development within a given time frame.... Read More
Business Finances
July 20, 2021

Debt to Equity: How To Calculate and Utilize

Even though you can find your company’s debt on its balance sheet, putting those numbers in perspective can help lenders and other institutions evaluating your... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.