Skip to content
  • Financing solutions
  • How it works
  • About us

Max Freedman

Max Freedman

About Max Max Freedman is a Manhattan-born, Jersey-raised, Philly-based writer and editor. He has reported on a variety of small business needs and educated many audiences about them. That said, his content is primarily geared toward newer business owners who need to understand basic terminology, processes, and loan application criteria. His goal is to clarify topics that the entrepreneurs behind growing small businesses might otherwise find complex. Background Max has worked as a writer and editor on content for alternative lenders, business news websites, and blogs geared toward entrepreneurs in need of additional funding. To this day, he writes for a variety of clients and publications in the business writing sphere on topics ranging from SBA 7(a) loans to employee retirement plans and business entity types. Education Max holds a Rutgers University bachelor’s degree and learned much of what he knows about writing and finance from a mentor with over a decade of experience in newsroom journalism and content creation. He moved to Philadelphia to focus on writing after three years of working and living in New York.

Pencil and Paper Icon

About the SmartBiz Editorial Process

Our writers and editors work hard to provide the most accurate and up-to-date blog posts. Our editorial process reflects our vision and standards and applies to all content. Learn more about how we write, edit, and fact check our posts:

Editorial Process ›

Posts By Max Freedman

August 29, 2023

How to Choose A Payment Processor For Your Small Business

Choosing the right payment processing service is among the biggest decisions a small business owner can make. A bad processor may literally drive you out of business with... Read More
August 08, 2023

What Are Financial Ratios? 9 Examples and Use Cases

Let’s say you’re bringing in more revenue than ever, but you’re still a ways off from covering all your expenses. Maybe you need more working capital to cover these costs –... Read More
August 03, 2023

7 Tips on How to Write a Business Loan Request Letter

One of the toughest aspects of applying for a traditional bank or small business loan is the numerous hoops borrowers generally must jump through to qualify. From gathering... Read More
July 25, 2023

10 Possible Reasons You May Be Struggling to Obtain an SBA Loan (+ Approval Tips)

SBA (Small Business Administration) loans are often regarded as a great deal. With lower interest rates, longer repayment terms, and low monthly payments, SBA loans are... Read More
July 12, 2023

What Do Small Business Owners Need to Be Successful?

A great idea or a relentless drive to be your own boss might’ve been why you started your small business. Now that you’ve been at it for a while, maybe you’re not seeing as... Read More
June 28, 2023

How to Get Investors For Your Business: 5 Great Strategies

Growing your business may be simultaneously exciting and stressful, and the biggest challenge might be financing your growth. Capital is generally your bread and butter when... Read More
June 16, 2023

Do I Need a Business Plan to Get a Small Business Loan?

Small business owners generally need some type of plan to help focus strategy, assign and track responsibilities, manage money and more. A lengthy formal document known as a ... Read More
June 12, 2023

Small Business Operations: Managing Billable Hours and Expenses

Let’s say your company sells products. In that case, you make the product, set its price to make a profit, and sell it. Your profit typically doesn’t vary with the time you... Read More
June 06, 2023

11 Ways to Manage Small Business Payroll Options

Payroll issues may cause your employees to be unhappy, stressed, and unproductive. Make sure you choose a payroll system that works for your unique business so you are able... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top


1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.