Financing solutions

Connecting small business owners with financing solutions

SBA Loans

Grow efficiently with low-interest SBA loans - tailored for small businesses.
Explore Now

Term Loans

Secure stable funding for growth - flexible terms, fixed rates.
Explore Now

Line of Credit

Flexible funds on hand to manage your cash flow seamlessly.
Explore Now

Small Business Stories

Hear from small businesses, like yours, that have accessed funding to drive success.
Read More
How it works

Learn how we make the complex clear and the process seamless

Loan Process

Our streamlined loan process blends innovative technology with personalized service.
Learn More

SBA Loan Calculator

Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.
Explore Now

FAQs

Learn more about SmartBiz and small business financing. Explore our frequently asked questions.
Read More

Small Business Blog

Unlock invaluable insights and tips for small business success.
Read More
About us

We’re your dedicated small business financial partner

Our Company

Discover our story and our commitment to supporting small businesses.
Learn More

Careers

Join a dynamic team dedicated to driving innovation and growth.
Explore Now

News

Stay informed with our latest announcements and industry updates.
Read More

Customer Reviews

Hear from our customers - real stories of success and satisfaction.
Read More

Financing solutions Connecting small business owners with financing solutions
How it works Learn how we make the complex clear and the process seamless.
About us We’re your dedicated small business financial partner.
- Our Company
- Careers
- News

SB University

What is the SBA? A Brief Overview and History

Explore Our Resources

Evaluating Insurance Needs

If you think insurance is one of those “extra” expenses you can skip to save... Read More

Identify and Navigate Tax-Related Issues for Small Businesses

Benjamin Franklin once said: “Only two things in this world are certain: death... Read More

October 24, 2022

What is the SBA? A Brief Overview and History

When running a business, it can be easy to become overwhelmed by the... Read More

October 23, 2022

The Evolution of the Business Lending Industry

Small businesses in America account for 99.9% of businesses, about half of the... Read More

October 22, 2022

Learn How to Analyze Your Cash Flow and Better Manage Your Business

Cash flow is the lifeblood of a business and an essential element of... Read More

October 22, 2022

Reviewing Collateral Requirements

When a small business owner is applying for a loan, there are generally certain... Read More

October 21, 2022

Summarizing Regulatory Compliance for Small Businesses

As a small business owner, you’re responsible for keeping your company... Read More

October 20, 2022

What You Need to Know About Business Credit Reports

Your credit score and report help lenders get a general sense of the health of... Read More

October 24, 2018

How to Determine Use of Proceeds with an SBA Loan

SBA 7(a) loans are generally regarded as the gold standard in the small... Read More

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. ¹

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.