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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
August 03, 2023

7 Tips on How to Write a Business Loan Request Letter

One of the toughest aspects of applying for a traditional bank or small business loan is the numerous hoops borrowers generally must jump through to qualify. From gathering... Read More
Small Business Loans
July 31, 2023

5 Safe Funding Options for Your Small Business

“Weather for small business is sunny, but remarkably unpleasant. It is humid, hot, and sticky with storm clouds on the horizon.” Read More
Small Business Loans
July 28, 2023

Tips to Help Small Business Borrowers Maximize Their Borrowing Power

Outside funding is often a vital ingredient for a small business’s growth and success. Whether you’re looking to expand your operations, invest in new equipment, or weather... Read More
Small Business Loans
July 20, 2023

5 Signs That a Business Loan May Be a Smart Decision

We often hear the question, “If my business is profitable, why would I need a loan?” While it sounds counterintuitive, there are typically many reasons a thriving company may... Read More
Small Business Loans
July 18, 2023

Big Banks and Small Loans: Why is it So Hard to Get Funding?

Historically, there have always been fluctuations in big bank lending to small businesses. Big banks may adjust their lending strategies depending on the overall economic... Read More
Small Business Loans
June 28, 2023

How to Get Investors For Your Business: 5 Great Strategies

Growing your business may be simultaneously exciting and stressful, and the biggest challenge might be financing your growth. Capital is generally your bread and butter when... Read More
Small Business Loans
June 21, 2023

Understanding the Average Business Loan Interest Rate: What You Need to Know

When it comes to securing financing for your small business, understanding the interest rate is generally key for comparison shopping, cost evaluation, and financial... Read More
Small Business Loans
June 16, 2023

Do I Need a Business Plan to Get a Small Business Loan?

Small business owners generally need some type of plan to help focus strategy, assign and track responsibilities, manage money and more. A lengthy formal document known as a ... Read More
Small Business Loans
June 14, 2023

16 Mistakes to Avoid When Seeking an SBA Loan

Seeking outside funding for your small business may be stressful. From determining how much and what type of funding to making sure you’re getting an affordable loan, there’s... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.