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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Small Business Loans
September 25, 2024

Essential Documents and Eligibility Requirements For SBA Loans

Let’s face it—paperwork is part of being a small business owner. From timesheets to invoices to purchase orders, it’s something you tackle daily. Read More
Small Business Loans
September 18, 2024

What Is An SBA Loan And How To Get One

Running a small business means balancing growth and cash flow, and when it comes to finding the right funding to support that balance, it can feel overwhelming. You’ve... Read More
Small Business Loans
September 11, 2024

Getting Ready to Qualify for an SBA Loan

As a small business owner, you’ve probably considered borrowing to cover working capital, purchase equipment, or make capital investments. SBA loans have low rates, long... Read More
Small Business Loans
August 28, 2024

SBA Loans vs. Credit Cards: Which Financing is Right for Your Business?

As a small business owner, you may have felt the frustration of feeling like you need money to make money. Sometimes it feels like a catch-22, right? You apply for a loan,... Read More
Small Business Loans
March 26, 2024

SmartBiz Helps Facilitate Access to Financing for Underrepresented Entrepreneurs

In the world of small business growth, access to affordable capital remains a significant challenge for minority, women, and veteran-owned businesses. Despite their... Read More
Small Business Loans
November 29, 2023

Bank Term Loans 101: Understanding the Basics for Small Business

When you’re looking for financing options for your small business, a bank term loan may be a good option. Our article will help explain the application process, demystify key... Read More
Small Business Loans
November 20, 2023

Getting a Small Business Loan May Become Easier

The Small Business Administration recently announced updated Standard Operating Procedures (SOP) to expand access to capital, which may make it easier for small businesses to... Read More
Small Business Loans
September 28, 2023

Securing Funding Without a Business Plan

A business plan may be a helpful roadmap for your business’s future. A business plan generally helps communicate your goals and objectives to others, including lenders. But... Read More
Small Business Loans
September 21, 2023

The Power of Fixed Rates: How Bank Term Loans May Provide Financial Stability

When it comes to financing your small business, you typically have options. A bank term loan with a fixed interest rate may offer a solid foundation for financial planning... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.