Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Owners
October 03, 2018

10 Successful Female Entrepreneurs and Their Secrets

American Express OPEN’s "The State of Women-Owned Businesses 2017” found that more than 11.6 million U.S. firms are owned by women, generating $1.7 trillion in sales.... Read More
Business Owners
September 11, 2018

Infographic: What Small Business Owners are Thinking

You may think it’s just large employers, like IBM or Target, that drive the American economy. Actually, small operations are the main force behind economic growth and... Read More
Business Owners
August 27, 2018

5 Benefits of General Liability Insurance Every Business Owner Should Know

It’s a sad reality that most small businesses today remain unprotected from liability claims and lawsuits. If you happen to own a small business that doesn’t have a... Read More
Business Owners
July 24, 2018

Thank You SmartBiz Loans

In our 30-second TV commercial, real SmartBiz Loans customers are saying “thank you.”Dive deeper into their stories and learn how they are using low-cost SBA loan... Read More
Business Owners
June 15, 2018

Adopting Office Policies to Prevent Falls in the Workplace

According to the National Safety Council, falls in the work place account for 70 billion dollars annually in worker’s compensation claims. Worker’s compensation claims... Read More
Business Owners
June 13, 2018

10 Best Books for Entrepreneurs in 2018

Harry Truman once declared: “Not all readers are leaders, but all leaders are readers.” It’s true! Research any high-profile entrepreneur like Elon Musk, Oprah Winfrey... Read More
Business Owners
May 09, 2018

How Business Owners Can Survive Debt, Divorce and Death

No one thinks about the worst-case scenarios when they first form a business. You may have business milestones in your sights: high profits, pride in your work, and a... Read More
Business Owners
May 03, 2018

National Small Business Week 2018: SmartBiz Loans Celebrates Our Customers

It’s National Small Business Week and the SBA is recognizing outstanding entrepreneurs and small business owners from all across America. We work with business owners... Read More
Business Owners
April 19, 2018

Best Practices for Creating a Paid Time-Off Policy

Struggling to create a suitable paid time off (PTO) policy for your employees? From sick leave to bereavement leave, deciding on the right number of days can prove... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.