Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Owners
November 19, 2019

Where to Shop in Austin on Small Business Saturday 2019

Are you ready for Small Business Saturday 2019? Here are the SmartBiz... Read More
Business Owners
November 12, 2019

Where to Shop in the East Bay on Small Business Saturday 2019

The San Francisco East Bay is home to some of the most vibrant small... Read More
Business Owners
November 05, 2019

Where to Shop in New York City on Small Business Saturday 2019

SmartBiz loves NY, and we also love shopping at these local businesses... Read More
Business Owners
November 01, 2019

11 Successful Customer Service Techniques

Customer service is all about problem solving, whether you're resolving... Read More
Business Owners
October 29, 2019

Locals Know Best: Small Business Saturday Shopping in Las Vegas

Small Business Saturday is the perfect chance to show local businesses... Read More
Business Owners
October 22, 2019

Where to Shop in Los Angeles on Small Business Saturday 2019

When you’re ready to do some holiday shopping in Los Angeles, skip the... Read More
Business Owners
October 15, 2019

Where to Shop in San Francisco on Small Business Saturday 2019

This Small Business Saturday, the SmartBiz team is sharing our top picks... Read More
Business Owners
October 11, 2019

When the Word No Becomes the Most Motivating Word You Hear in Business

As a business owner, seeing or hearing the word NO can feel like a... Read More
Business Owners
October 04, 2019

How to Run A Small Business from Home with Success

Working from the comfort of your home can be a big bonus when you set up... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.