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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Owners
November 19, 2019

Where to Shop in Austin on Small Business Saturday 2019

Are you ready for Small Business Saturday 2019? Here are the SmartBiz team’s top picks for local shopping in the Austin, Texas area. Shop small and support your... Read More
Business Owners
November 12, 2019

Where to Shop in the East Bay on Small Business Saturday 2019

The San Francisco East Bay is home to some of the most vibrant small businesses in the local community, and it’s also a quick BART ride away from our office in... Read More
Business Owners
November 05, 2019

Where to Shop in New York City on Small Business Saturday 2019

SmartBiz loves NY, and we also love shopping at these local businesses all over NYC! From pizzerias to record stores to karaoke bars and everything in between, we’ve... Read More
Business Owners
November 01, 2019

11 Successful Customer Service Techniques

Customer service is all about problem solving, whether you're resolving an issue with an existing purchase or suggesting a new product that will meet a client's needs.... Read More
Business Owners
October 29, 2019

Locals Know Best: Small Business Saturday Shopping in Las Vegas

Small Business Saturday is the perfect chance to show local businesses how much they’re appreciated and get some holiday shopping done. This year, SmartBiz Loans is... Read More
Business Owners
October 22, 2019

Where to Shop in Los Angeles on Small Business Saturday 2019

When you’re ready to do some holiday shopping in Los Angeles, skip the madness of Black Friday. Do you really want to camp outside of a Best Buy? Shop on Saturday,... Read More
Business Owners
October 15, 2019

Where to Shop in San Francisco on Small Business Saturday 2019

This Small Business Saturday, the SmartBiz team is sharing our top picks for the local gems in our cities. From eateries to art studios to boutiques, here are some of... Read More
Business Owners
October 11, 2019

When the Word No Becomes the Most Motivating Word You Hear in Business

As a business owner, seeing or hearing the word NO can feel like a slow-motion scene in a movie. It lingers there and you can’t get it out of your head. Entrepreneurs... Read More
Business Owners
October 04, 2019

How to Run A Small Business from Home with Success

Working from the comfort of your home can be a big bonus when you set up your business. Not only will you avoid a commute and in-office distractions, you can boost... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.