Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Owners
October 04, 2019

How to Run A Small Business from Home with Success

Working from the comfort of your home can be a big bonus when you set up your business. Not only will you avoid a commute and in-office distractions, you can boost... Read More
Employee Management
October 03, 2019

10 Powerful Tips: How to Improve Customer Service

Customer service is supporting your customers before and after they purchase your products or services. The goal is to assure they have a streamlined, easy, and... Read More
Business Marketing
September 30, 2019

Direct Mail Marketing: A Guide for Modern Retailers

Direct mail is far from dead—at least for marketers who want to see higher ROI and response rates. According to the 2017 DMA/ANA Rates Report direct mail has the... Read More
Business Stories
September 27, 2019

SKATEYOGI Business Story

When skateboarding was added as an event in the 2020 Tokyo Olympics, its popularity exploded. One SmartBiz customer is teaching kids and adults how to enjoy the sport... Read More
Business Owners
September 26, 2019

Common Reasons to Amend Your LLC Operating Agreement

Watching your business grow and develop is very satisfying, but it may mean changes that affect its formal structure. If you have a limited liability company, you need... Read More
Business Marketing
September 25, 2019

11 Best Online Marketing Tools for Small Business

Are you satisfied with how your online marketing efforts are going? If you feel there’s more you could be doing, read on! We’ve researched the best and most affordable... Read More
Employee Management
September 23, 2019

9 Effective Ways to Improve Employee Performance

If you’ve hired employees to help expand your business operations, you probably know about the additional responsibilities of managing a team. The success of your... Read More
Employee Management
September 20, 2019

32 Entry Level Interview Questions You Have to Ask

Small businesses might not have hiring managers on staff to handle all details of a job search. If you need to fill an entry-level position, you may need to conduct... Read More
Business Finances
September 18, 2019

How to Do Accounting for A Small Business: 8 Top Tips

1. Track Expenses As soon as you start your business, separate your business from your personal accounts. This helps you track income and expenses and plan for taxes.... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.