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Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

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Business Finances
December 03, 2020

3 Things to Consider When Expanding a Small Business

The average small business takes two to three years to reach profitability, but the actual amount of time it takes depends largely on a business’s startup expenses,... Read More
Small Business Loans
November 30, 2020

8 Ways to Finance a Business: How to Finance a Business in 8 Steps

Thousands of small businesses are started each year. While every business is unique, business owners have something in common - they all needed capital to launch their... Read More
Emergency Resources
November 25, 2020

COVID-19 Continues: Here’s How Small Businesses Owners Can Respond

As the coronavirus pandemic continues to affect entrepreneurs across America, there are strategies a business owner can put in place to rebuild or stabilize... Read More
Small Business Loans
November 25, 2020

How to Get a Small Business Loan in 6 Easy Steps

Looking to expand your small business with a low-interest, long-term SBA loan? Check out these 5 simple steps to prepare you for the application and approval process. Read More
Emergency Resources
November 24, 2020

Impact of COVID-19 on Small Businesses: A SmartBiz Loans Infographic

Small- and mid-sized businesses in the U.S. have experienced a disproportionate impact from the 2020/2021 COVID-19 pandemic. Restaurants, florists, gyms, and many, many more... Read More
Business Marketing
November 23, 2020

7 Ways to Expand Your Business’s Digital Marketing Presence

We’re in the era of digital marketing. These days, if your brand doesn’t have a digital footprint – your profits will suffer. However, with so many digital marketing... Read More
Business Marketing
November 19, 2020

How to Market Your Small Business – Essential Need-to-Knows

Whether you have an idea, you’ve recently started your business, or you’re in the process of growing one, you need to understand the importance of marketing. You could... Read More
Business Owners
November 18, 2020

Is My Business Liable for My Personal Debt?

As a small business owner, one of the first actions to take is to structure business and ownership interests so that the debts of the business don't become the debts... Read More
Business Owners
November 15, 2020

Eight Facts in Taking Over a Small Business

Not every new business owner opens a brand-new business: they may opt to take over an existing, successful small business. For some, choosing to acquire or take over a... Read More

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1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.