Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Small Business Owner

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Small Business Animal Hospital

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Small Business Owners

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Finances
February 04, 2021

4 Strategies to Implement When You Can't Make Payroll

The endurance of the coronavirus pandemic sustains economic stagnation. As a result, the futures of many small businesses remain uncertain. Reductions in demand,... Read More
Emergency Resources
February 03, 2021

Paycheck Protection Program Loan Payroll Calculation: Your Payroll Processor Can Help

An important component of Paycheck Protection Program (PPP) loans that can be difficult for business owners to analyze is payroll calculation. This important number is... Read More
Emergency Resources
February 03, 2021

7 Things to Have Prepared For Working From Home

At the beginning of 2020, it was hard to believe that COVID-19 could affect almost every aspect of our lives. As the pandemic spreads globally, many businesses have to... Read More
Business Finances
February 01, 2021

Important year-end business finance questions to ask in 2021

As a very challenging year for business owners comes to an end, it’s important to get an overall view of your coronavirus-impacted finances. Do you have funding... Read More
Emergency Resources
January 26, 2021

Can You Apply in the Second Round of PPP if You Got the First One? (FAQ)

It’s time to apply for the second round of emergency funding to help your small business stay afloat in 2021. The application for the new round of Paycheck Protection... Read More
Emergency Resources
January 25, 2021

New Paycheck Protection Program Loan Forgiveness and Repayment Rules 2021

AUGUST 2021 UPDATE: Business owners can now apply for forgiveness directly with the Small Business Administration (SBA). This option is only available to borrowers... Read More
Emergency Resources
January 25, 2021

Up-to-Date Information on the CARES Act and the Paycheck Protection Program SBA 7(a) Loans Available Now

The Paycheck Protection Program (PPP) established by the CARES Act, is implemented by the Small Business Administration with support from the Department of the... Read More
Business Finances
January 25, 2021

Tax Basics Guide for Small Business

As a small business owner, you’ll face many challenges. One is understanding your tax responsibilities. Unlike personal tax returns, which are usually completed with a... Read More
Emergency Resources
January 22, 2021

Second Round of Paycheck Protection Program (PPP) Loans FAQ 

The U.S. Small Business Administration (SBA) and Treasury issued guidance on Wednesday, January 6th for the new round of Paycheck Protection Program (PPP) loans... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.