Skip to content
  • Financing solutions

    Connecting small business owners with financing solutions

    SBA Loans

    Grow efficiently with low-interest SBA loans - tailored for small businesses.

    Explore Now

    Term Loans

    Secure stable funding for growth - flexible terms, fixed rates.

    Explore Now

    Line of Credit

    Flexible funds on hand to manage your cash flow seamlessly.

    Explore Now
    Artboard 1

    Small Business Stories

    Hear from small businesses, like yours, that have accessed funding to drive success.

    Read More
  • How it works

    Learn how we make the complex clear and the process seamless

    Loan Process

    Our streamlined loan process blends innovative technology with personalized service.

    Learn More

    SBA Loan Calculator

    Review potential payments and navigate the SBA 7(a) loan confidently with our SBA loan calculator.

    Explore Now

    FAQs

    Learn more about SmartBiz and small business financing. Explore our frequently asked questions.

    Read More
    Artboard 1_1

    Small Business Blog

    Unlock invaluable insights and tips for small business success.

    Read More
  • About us

    We’re your dedicated small business financial partner

    Our Company

    Discover our story and our commitment to supporting small businesses.

    Learn More

    Careers

    Join a dynamic team dedicated to driving innovation and growth.

    Explore Now

    News

    Stay informed with our latest announcements and industry updates.

    Read More
    Artboard 1_2

    Customer Reviews

    Hear from our customers - real stories of success and satisfaction.

    Read More
Apply Now
Small Business Blog

How to Determine the Right Type of Small Business Loan for Your Company

Explore Our Resources

Business Owners
August 09, 2023

Supporting Black Businesses: More Important Than Ever

In the wake of a global pandemic, Black-owned businesses soared to new heights.... Read More
Business Finances
August 08, 2023

What Are Financial Ratios? 9 Examples and Use Cases

Let’s say you’re bringing in more revenue than ever, but you’re still a ways... Read More
Small Business Loans
August 03, 2023

7 Tips on How to Write a Business Loan Request Letter

One of the toughest aspects of applying for a traditional bank or small... Read More
Small Business Loans
July 31, 2023

5 Safe Funding Options for Your Small Business

“Weather for small business is sunny, but remarkably unpleasant. It is humid,... Read More
Small Business Loans
July 28, 2023

Tips to Help Small Business Borrowers Maximize Their Borrowing Power

Outside funding is often a vital ingredient for a small business’s growth and... Read More
July 25, 2023

10 Possible Reasons You May Be Struggling to Obtain an SBA Loan (+ Approval Tips)

SBA (Small Business Administration) loans are often regarded as a great deal.... Read More
Small Business Loans
July 20, 2023

5 Signs That a Business Loan May Be a Smart Decision

We often hear the question, “If my business is profitable, why would I need a... Read More
Small Business Loans
July 18, 2023

Big Banks and Small Loans: Why is it So Hard to Get Funding?

Historically, there have always been fluctuations in big bank lending to small... Read More
Business Owners
July 14, 2023

Get to Know Your Customers and Get Ahead

Are you looking for ways to better understand your customers? Then Get to Know... Read More

Smart growth is smart business

Subscribe and receive tips, success stories, resources and more!

Access to the right loan for right now

See if you pre-qualify, without impacting your credit score. 1

Apply Now

Back to Top

1. We conduct a soft credit pull that will not affect your credit score. However, in processing your loan application, the lenders with whom we work will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and happens after your application is in the funding process and matched with a lender who is likely to fund your loan

2. Numbers based on internal reporting and metrics

3. Based on FY2020 SBA loans data released by the SBA for SBA 7(a) loans under $350,000

4. This calculator is a tool meant to help you estimate monthly payment amounts based on the information you enter. The monthly payment provided is an estimate meant for illustrative purposes only, loan sizes, interest rates, and loan terms vary and are determined by the applicant's credit profile.